Living Spaces... Again

[Creditaddict]

Denied in store!
Hoping I managed to not get a double pull... Will update next week.
In the end it saved us from buying something that wouldn't have actually fit once we got home and measured! LOL

[Anonymous]

Is your AAoA 2 days?  I swear I have gotten 8 cards since July.  I have no idea why but my two newest ones are Overstock for $4,000 and HSN for $2,000.  Why did I even need the HSN one other than because I could?  I like to read your adventures though.

[Creditaddict]

My AAoA is 5.5 last I saw on my monthly Experian update.
Not sure TU or EQ

[Anonymous]

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@Anonymous wrote:

Is your AAoA 2 days?  I swear I have gotten 8 cards since July.  I have no idea why but my two newest ones are Overstock for $4,000 and HSN for $2,000.  Why did I even need the HSN one other than because I could?  I like to read your adventures though.

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You apped for a HSN you didn't need with a 779 EX?

edit: 4,500th post.

[Anonymous]

I am waiting a year and during that time hoping one of the three credit unions I have joined will give me a pre approval.  I am getting all this credit based on my credit score alone.  It's definitely not because of my income.  I won't fill out an app for a major credit card with my current income unless it is a pre approval.   Just think how many times I am going to hit the luv button on my Comenity cards during this year.  I began in July 2014 with my first credit card in 13 years.  It was a tiny $500 Barkclays MC.  Since then I got 1 more MC and 3 Visas cobranded with Comenity stores.  I now have nearly $16k in credit lines.  Hopefully Alliant or SDFCU wil target me for a 15k to 20k major credit card by next year.  At some point when I get 2 or 3 major cards with more than 10k limits I will have reached credit goal while sporting an over 800 credit score.

[Creditaddict]

I'm on my phone so I don't see sign but if you have any income that's silly to apply for stupid cards when you have fantastic credit because they will probably give you credit equal to or more than your current income with such high ficos and other good credit!

[Anonymous]

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@Anonymous wrote:

I am waiting a year and during that time hoping one of the three credit unions I have joined will give me a pre approval.  I am getting all this credit based on my credit score alone.  It's definitely not because of my income.  I won't fill out an app for a major credit card with my current income unless it is a pre approval. 

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Income can always be fudged. Not ethical by any means but you very well could if you so wished.

Disclaimer: This post does not necessarily reflect the opinions or corporate statement of the Fair Isaac Corporation, reader discretion is advised.

[Creditaddict]

LOL, truth

[Anonymous]

I expanded my post about my situation above