Re: Looking for Info on PNC CLI

Anonymous · ‎01-17-2021

does anyone have information on PNC Bank CLI? Specifically is they do SP or HP and percentages around successful CLI?

Jnbmom · ‎01-17-2021

@Anonymous wrote:
does anyone have information on PNC Bank CLI? Specifically is they do SP or HP and percentages around successful CLI?

It is a HP on EXP. Dh has 2 accounts he got an auto increase on one account at 6 months and requested one for his other account at 6 months and received it.

Core visa 18K

Rewards card 20K

But has gotten denied for both at 12 month mark. I guess he hit his limit with them for now .

EXP 780 EQ 796 TU 810

Flfico · ‎01-17-2021

My experience has been sp cli's. Dp's suggest there may be a 5k max.

Anonymous · ‎01-17-2021

CLI requests are SP every 6 months.

MisterWives · ‎01-17-2021

@Anonymous wrote:
does anyone have information on PNC Bank CLI? Specifically is they do SP or HP and percentages around successful CLI?

I just did a CLI for my PNC Rewards about two couple weeks ago and don't see any inqueries, so I assume it's SP. It was approved and you can see the thread I put in my post history if you want.

Looking through my online documents I found I applied for a CLI after a year of having the card so 2019 and it was approved for 3k. Then I applied slightly over a year later now 2020 and got approved for 6k. I have decent amount of usage on this card it's my daily driver now for Restaurant so about couple hundred a month usage.

Discover IT Chrome $8,550 | Opened 9/2017 | 2% Restaurant & Gas / 1% Everything

Best Buy Store Card $10,000 | Opened 11/2018

Amazon Store Card $10,000 | Opened 12/2018 | 5% Amazon Purchases (Requires Prime)

PNC Cash Reward Visa $10,500 | Opened 12/2018 | 4% Gas / 3% Restaurant / 2% Grocery / 1% Everything

Chase Freedom $5,200 | Opened 1/2019 | 5% Category Rotation

Amex Blue Cash Everyday $5,000 | Opened 4/2019 | 3% Grocery / 2% Gas / 1% Everything

Banana Republic $10,000 | Opened 6/2019 | Banana Republic 5x pts per $1 / Everything 1x pt per $1

Costco Anywhere Visa $10,000 | Opened 7/2019 | 4% Gas / 3% Restaurant / 2% Costco & Grocery / 1% Everything

Citi Rewards+ $2,000 | Opened 8/2019 | 2x pts Grocery & Gas | 1x pts Everything

BB&T Rewards $4,500 | Opened 8/2019 | 3% Gas / 2% Utilities & Grocery / 1% Everything

PNC Points Visa $1,800 | Opened 8/2019 (PC in 2020) | 4pts per $1

Home Depot Store Card $5,001 | Opened 10/2019

Discover IT $14,500 | Opened 11/2019 | 5% Category Rotation

Synchrony Mastercard $7,500 | Opened 12/2019 | 2% Everything

Capital One Quicksilver $1,000 | Opened 12/2019 (PC in 2020) | 1.5% Everything

Wells Fargo Platinum Visa $6,500 | Opened 4/2020 | No Rewards

Ulta Mastercard $4,900 | Opened 6/2020 | Ulta 1x pt per $1 / Everything 1x pt per $3

Amex Hilton Honors $6,000 | Opened 6/2020 | 7x pts Hilton / 5x pts Restaurants & Gas & Grocery / 3pts Everything

PSECU $10,000 | Opened 6/2020 | 1.5% Everything (2% with Checking and Deposits)

First National Bank of Omaha Platinum Visa $15,000 | Opened 10/2020 | No Rewards

Apple Card $5,000 | Opened 1/2021 | 3% Apple / 2% Apple Pay / 1% Everything

Venmo Credit Card $7,000 | Opened 1/2021 | 3% Category / 2% Category

PenFed Power Cash Rewards Visa $17,500 | Opened 1/2021 | 1.5% Everything(2% with Checking)

Citi Custom Cash $5,000 | Opened 5/2022 | 5% Category

Wants: PenFed Pathfinder Rewards(4x pts travel), PenFed Platinum Rewards Visa Signature (5pts Gas, 3pts Restaurants and Grocery), U.S. Bank Cash+ (5% Categories), Chase Freedom Flex (5% Rotating Categories, 5% Travel, 3% Restaurants)

Jnbmom · ‎01-17-2021

@Anonymous wrote:
CLI requests are SP every 6 months.

DH definitely got an HP on both CLIs he requested.

EXP 780 EQ 796 TU 810

FinStar · ‎01-17-2021

@Jnbmom wrote:
@Anonymous wrote:
CLI requests are SP every 6 months.
DH definitely got an HP on both CLIs he requested.

So it can be either or from DPs I've read 👍

FinStar · ‎01-17-2021

@Anonymous wrote:
CLI requests are SP every 6 months.

I would assume this is not absolute, correct? I've seen both sides reported.

Anonymous · ‎01-17-2021

@FinStar wrote:
@Anonymous wrote:
CLI requests are SP every 6 months.
I would assume this is not absolute, correct? I've seen both sides reported.

It used to be an HP up until maybe 2 years ago. Since then, widely reported and my experience is SP.

FinStar · ‎01-17-2021

@Anonymous wrote:
@FinStar wrote:
@Anonymous wrote:
CLI requests are SP every 6 months.
I would assume this is not absolute, correct? I've seen both sides reported.
It used to be an HP up until maybe 2 years ago. Since then, widely reported and my experience is SP.

I've seen recent DPs for both so even though your experience is/was SP, I'd still caution folks it can be either and temper expectations, unless they changed their internal policy (like BoA) and decided to officially go all SP for CLIs.

Since @Jnbmom reported DHs results, plus others who have in other subforums, those cannot be discounted regardless of it being widely reported as SP.

Looking for Info on PNC CLI

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Looking for Info on PNC CLI