Looking for VISA that pulls from EXP or TU

[Anonymous]

Friends, 

My EQ is currently frozen and I would have to remove the freeze that I put on it via mail. Can anyone recommend a good Visa card that pulls from EXP or TU? 

My scores are in the low 700s, I currrently have one card: an Amex Everyday with a $5000 CL

I used to be a Dave Ramsey user and recently got back into using Credit Cards. I just got approved for the Amex Everyday this month. 

In the past, I've had: Amex Blue Cash Everyday, Amex Plat, Amex Delta Reserve, Chase Sapphire Preferred, Chase Sapphire Reserve, US Bank Plat, WF Plat Rewards, Discover IT, Citi Hilton Signature. All are still on my file and all were closed at my request when I was doing Dave Ramsey, no late payments or derogs ever. All time high scores were in the 830s. 

My preference would be something simple (no annual fee) like Citi Simplicity or Chase Freedom. Just looking for a good, dependable, everyday Visa card. 

Advice?

[Anonymous]

Google "credit pulls database" enter your state of residence and see which bureaus are mostly pulled for your state.  In my experience, EQ was rarely pulled.  Amex pulls EX exclusively and lenders like Chase & BofA double-pulled EX and TU.  The one exception is Capital One which will pull all three bureaus.

[Shooting-For-800]

What is a Dave Ramsey user?

[chhull00]

US Bank pulled my Visa Signature

[Anonymous]

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@chhull00 wrote:

US Bank pulled my Visa Signature

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OK. 

[chhull00]

Sorry  Us bank pulled TU for my Visa Signature

[Anonymous]

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@Shooting-For-800 wrote:

What is a Dave Ramsey user?

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Here

[Shooting-For-800]

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@Anonymous wrote:

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@Shooting-For-800 wrote:

What is a Dave Ramsey user?

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Here

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I know who he is but obviously, there is a certain type of parameters that would make someone a "Dave Ramsey user."

What are they and what do they have to do with credit cards?

[Anonymous]

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@Shooting-For-800 wrote:

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@Anonymous wrote:

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@Shooting-For-800 wrote:

What is a Dave Ramsey user?

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Here

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I know who he is but obviously, there is a certain type of parameters that would make someone a "Dave Ramsey user."

What are they and what do they have to do with credit cards?

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Asking "what do they have to do with credit cards" suggests you don't know who Dave Ramsey is.

The first thing a Dave Ramsey devotee, or "user" in this case, does is buy/find/borrow a very large and sharp pair of scissors. Need I continue?

[Anonymous]

Chase Cancelled My Account For Following Dave Ramsey