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Looking for a prestigious credit card

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bch238
Regular Contributor

Re: Looking for a prestigious credit card


@Membersince2013 wrote:

Hmmm...For what it's worth, the CSP just got me a waitress's number yesterday at the bar. Well, let it rephrase that, it was ONE of the reasons i got her number.


Yeah, but was she a Portuguese waitress?

FICO Scores (MARCH 2016): EQ 829; EX 825; TU 828
AmEx BCP $25,000; AmEx Platinum (NPSL); Barclaycard JetBlue Rewards $5,000; Bank of America Cash Rewards $27,500; Chase Sapphire Preferred $33,700; Chase Marriott Rewards Premier $15,000; Chase Freedom $12,000; Citi Prestige $30,500; Virgin America Premium $25,000; The Home Depot Card $20,500; Capital One Platinum $15,000
Message 31 of 95
Membersince2013
Valued Contributor

Re: Looking for a prestigious credit card


@bch238 wrote:

@Membersince2013 wrote:

Hmmm...For what it's worth, the CSP just got me a waitress's number yesterday at the bar. Well, let it rephrase that, it was ONE of the reasons i got her number.


Yeah, but was she a Portuguese waitress?


I think she's Puerto Rican. So that'll make her hispanic. Close enough though lol.

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 32 of 95
awp317
Frequent Contributor

Re: Looking for a prestigious credit card

I have the cards I have for the perks they promised me at the time of applying. I didnt get them for someone to think im somthing im not. Personally I dont want to give my card to a waitress and her think "wow this is a fancy card I bet it has a high limit and he can afford it so Im going to copy down this number and charge a vacation to spain". As long as it works when swiped and I get my promised perks I dont care what it looks or feels like. Plus the market is so full of "platinum" and "world" and "elite" etc that it doesnt matter really most people cant tell them apart. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 33 of 95
Bman70
Established Contributor

Re: Looking for a prestigious credit card


@Membersince2013 wrote:

Hmmm...For what it's worth, the CSP just got me a waitress's number yesterday at the bar. Well, let it rephrase that, it was ONE of the reasons i got her number.


Run! Lol


EX 822
TU 834
EQ 820


Message 34 of 95
Brusilov
Established Contributor

Re: Looking for a prestigious credit card


Membersince2013 wrote:

Hmmm...For what it's worth, the CSP just got me a waitress's number yesterday at the bar. Well, let it rephrase that, it was ONE of the reasons i got her number.


Run! Lol

 


For what it's worth a good credit rating and as a consequence a prime credit card does at least partially speak to a person's financial stability.

Message 35 of 95
juggalo9er
Valued Contributor

Re: Looking for a prestigious credit card


@Brusilov wrote:

@Membersince2013 wrote:

Hmmm...For what it's worth, the CSP just got me a waitress's number yesterday at the bar. Well, let it rephrase that, it was ONE of the reasons i got her number.


Run! Lol

 


For what it's worth a good credit rating and as a consequence a prime credit card does at least partially speak to a person's financial stability.


While this may be true, it begs the question was the number given before or after the tip portion of the bill was filled out? On another though, if anyone believes that a waitress, gas station attendant, or anyone besides absolute higher end restaurants and retail establishments cares what kind of card they are to swipe....you are SADLY MISTAKEN. The clerk making minimum wage really does not care about your financial stability because they are doing what they can to simply survive.

Message 36 of 95
Anonymous
Not applicable

Re: Looking for a prestigious credit card


@juggalo9er wrote:

While this may be true, it begs the question was the number given before or after the tip portion of the bill was filled out? On another though, if anyone believes that a waitress, gas station attendant, or anyone besides absolute higher end restaurants and retail establishments cares what kind of card they are to swipe....you are SADLY MISTAKEN. The clerk making minimum wage really does not care about your financial stability because they are doing what they can to simply survive.


Excellent point. That's why I like to cover all my bases and stuff a sock down my jockeys after checking my wallet and keys. Something's bound to work on those hard to impress gas attendants. 

Message 37 of 95
Anonymous
Not applicable

Re: Looking for a prestigious credit card


@Anonymous wrote:

@juggalo9er wrote:

While this may be true, it begs the question was the number given before or after the tip portion of the bill was filled out? On another though, if anyone believes that a waitress, gas station attendant, or anyone besides absolute higher end restaurants and retail establishments cares what kind of card they are to swipe....you are SADLY MISTAKEN. The clerk making minimum wage really does not care about your financial stability because they are doing what they can to simply survive.


Excellent point. That's why I like to cover all my bases and stuff a sock down my jockeys after checking my wallet and keys. Something's bound to work on those hard to impress gas attendants. 


I always use self-serve pumps, and, believe me, almost NOTHING impresses them.  I've tried.

Message 38 of 95
improvingmycredit
Valued Contributor

Re: Looking for a prestigious credit card

Oh longtimelurker!  LOL!  That really made me laugh.  Thanks for that!  I gotta use that one if you don't mind.  Smiley Tongue


Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 39 of 95
ztnjpv
Established Contributor

Re: Looking for a prestigious credit card

Define "Prestige".

 

Do you want a card that impresses YOU because you know stuff about it that you find impressive? Or do you want a card that impresses others? 

 

If it's the former, I guess it depends on how knowledgable you are about qualification criteria.

 

If it's the latter, just get an Amex Gold or Platinum.....like others have said. Why? Because 99% of people out there (Maybe more!!) don't know diddly about cards and Amex has mastered the image of prestige. Period. 

 

To the unbelievably few who do know about cards, what impresses them depends on their own values. The only cards that would impress me even somewhat are ones you can't readily get...like the Centurion....especially the non-biz or non-corp version. All other Amex cards? Not impressed. Do what works for you. Personally, if I knew someone who had an Amex Platinum and I knew/learned that they hardly ever traveled, I would consider him a fool and shallow poser for wasting money on such superficial appearances and on such a worthless card for his needs. To know that he wasn't even a person of  at least some upper mid class income level, I would consider him even more of a shallow foolish poser. 

 

Something besides the rare cards that impresses me is people who know their cards. I own a restaurant and when I take cards from people that imply a knowledge of restaurant rewards cards, I am somewhat impressed because I generally meet extremely few people who use rewards cards and use them properly. So when I see regulars flash out the Freedom during 5% cash back time at restaurants, for example, I give an admiring grin. 

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Message 40 of 95
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