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I want to app for BofA CCR next month, I am 3/12 right now with my oldest one of those three being reported as opened on 10/1/2021. Are there any data points that show I would be better off waiting until November to give it the extra month? Or is there a chance I should be good on 10/1?
Thanks in advance!
this was my question last year regarding the same question. I turned 2/12 in April 2021. I waited May 2021 and was approved in the link below
imo I would wait November 2022.