@beautifulblaquepearl wrote:
@Anonymous wrote:
thanks for the answers peeps. I figured chase would be the better route, but wasnt sure if the store card would give higher limits or incentives I didn't know about. Sounds like Chase Freedom Unlimited is the route to go.
How long have you had your Double Cash? It might be worth requesting a HP CLI instead of applying for another credit card.
@Anonymous wrote:
@beautifulblaquepearl wrote:
@Anonymous wrote:
thanks for the answers peeps. I figured chase would be the better route, but wasnt sure if the store card would give higher limits or incentives I didn't know about. Sounds like Chase Freedom Unlimited is the route to go.
How long have you had your Double Cash? It might be worth requesting a HP CLI instead of applying for another credit card.
Except that they're looking for a 0% APR period.
@SouthJamaica wrote:
@Anonymous wrote:
So, my credit journey has taken a turn for the better since I started in March. About 3 weeks ago I purchased a new Camaro with no cosigner, and got a pretty good rate with a 762 transunion score. Thing is, the car has summer tires, and Chicago is known for some pretty bad winters, so im going to need a set of winter tires.
The question is, do i go with a normal credit card (looking at chase freedom unlimited, which will get me 15 months) or a store card (like discount tire/tire rack). I plan on using this card after buying the tires, but will need at least a $1500 limit. Seems to me like a no brainer for somethign like the chase. However, I do still consider myself a noob at this so would like to know if im missing anything, or if there is anythign better out there?
Personally I don't like store cards, so I say go with a bank card. Or better yet, being in Illinois, go with a nice credit union like Alliant or Andigo (formerly MECU).
The double cash was PC in march i believe. It was a graduated secure card for about a year before that. just got declined for a no pull cli, but thats because i was accepted less then 6 months ago. (originally tried to get cli to 3000 for down payment on the car and PIF, didnt work)
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Yep. Would like to keep interest free if possible. My simplicity will be exiting its intro 0% in november and thats my last 0%. Also Only have Citi cards and all are MC. so would like a new bank and a visa, though i did think about the citi costco card, but only 7 mo on that.
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Im still not really sure about how credit unions work, havent done the research. Will they approve me for more then 1500 as a new customer? I am fond of the idea of joining a CU, but figured i'd have to have like a checking/savingings acct with them and build rapport first... again uneducated on Credit unions and how they opperate. Also I am a citigold customer, and really invested in citi, dont really want other checking/savings account. I think thats what has kept me from looking at credit unions.
