Looking to apply - Amex score in app different from Experian app

[jkry]

I am going to request/submit an application for an Amex gold card soon;  I I am already a card holder, I have a BCE, and a Delta gold. The Experian score within the AMEX app tells me one number (lower), and the experian app itself tells me another (higher).  Which one will amex use do you think? Should I wait till these numbers are closer together before I submit?

[dragontears]

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@jkry wrote:

I am going to request/submit an application for an Amex gold card soon;  I I am already a card holder, I have a BCE, and a Delta gold. The Experian score within the AMEX app tells me one number (lower), and the experian app itself tells me another (higher).  Which one will amex use do you think? Should I wait till these numbers are closer together before I submit?

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Odds are that they will use the last SP they have on you, so the lower score in your case. Not sure if you can call and insist on a HP so they have your most up-to-date credit report. 

[jkry]

Thanks for the advice! It's strange, Experian app says that AMEX has reported a balance of $0 on both of my cards. But within American Express app score is lower and it still shows my previous balance reporting and it's maybe 28% util.    Hope it clears out and gets a bump in score for staying at zero for feb.