@Saleen099 wrote:
@12njoy wrote:It's likely in the fine print
I guess you can't win them all But thank you Chase and 12njoy.
We'll take the extra 20.000 points. Right Saleen
Thank you Chase
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)And thank you Saleen for bringing that, Marriott and United to my attention
Saleen for Pres
I found this information on another website which seems to lend credence to my theory that you can do 3 applications within 1 month with Chase.
Chase
Chase will combine credit pulls, but there are a few rules you need to be mindful of:
- Applications must be received in the same day
- Mixing business and personal applications will result in separate pulls (e.g if you apply for two business cards and one personal, they will pull your credit twice).
- Usually difficult about opening more than three cards in a single month (some representatives state that the limit is two per month, but you should be able to get three). If you run into this problem, ask them to approve one of the cards (the one you want the most) then hang up and call again
- Call and give them the application ID, they might not be able to see your recent approved cards
- Applications stay in the internal system for a period of 30 days, you might be able to use this to get around the three cards in a month rule
@Anonymous wrote:
@12njoy 30-day message... any experience with this guy? bit on the Amazon offer the other day. should've stayed away. Anyway, currently nursing a 30-day message. thoughts?
Ride it out. 30 day and two week messages seem very good odds as opposed to 7-10 days. Call customer service after 10pm to find out if anything is needed. Underwriting will be closed by then so no transfer to them. That way you can find out if it's verification without the risk of being transferred to UW. Otherwise just ride it out
@Anonymous wrote:@Anonymous time lurker, first time commenter but I wanted to say thanks @12njoy for advice to "Ride it out"...I applied for Chase Ritz-Carlton Rewards 11-3-15 received the 7-10 message. A few hours later received an email stating 30-day review. Decided not to call UW after reading this thread. Next day the account showed up online along with my Marriott CC. Approved for CL $24,000. Pulled EXP only (FICO 751),
Congrats good deal
@Anonymous wrote:Looking back over my timing this would explain why my Hyatt got declined and the Disney Premier went through. The Hyatt I don't think they even pulled credit for. The only denial reason listed was "Too many requests for credit or acounts opened with us" so I take that to mean I simply had to many apps still in the system and I just need them to clear out. I'm very tempted to circle back on the Hyatt card. Even more than that I'd love to get an Ink Plus. I do have a side business and have on and off filing Schedule C's and have just started on the LLC process. I wonder if I could pull an Ink Plus out of them?
Be careful. I'm still caught up in their application system so that any new chase apps will require manual reviews. Customer can't even see status of any apps I submit. When I call the app line it says "the system is unable to access your records". Just a word of caution. Not saying that you can't submit, just sharing the downfall of all my chase apps. I evidently did way too many in a short period of time. Oh and that denial reason you got was just as you said. Good luck