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Lord &Taylor-What was your FICO score when you were approved?

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Alleycat2003
Valued Member

Lord &Taylor-What was your FICO score when you were approved?

Hi All,

I'm interested in applying for a L&T card. I did try and find out info on the Credit Pulls Database to no avail. Nothing showed up for L&T. I'm particularly interested if you can provide me details if you were approved since Cap 1 took over. Also if anyone has any knowledge if they are inquiry sensitive.

Thank you for your help!
Current scores: 611 EQ/ 629 TU/ 631 EXP
Message 1 of 5
4 REPLIES 4
CAnNY
Frequent Contributor

Re: Lord &Taylor-What was your FICO score when you were approved?

I got approved in store with capital one. I think my score was 680. 


Starting Score: TU 489 EQ 561 EX unknown (2/24/2013)
Current Score: Lender Pull (11/15/13) EQ 702, TU 679, EX 684
Goal Score: 720


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Message 2 of 5
Alleycat2003
Valued Member

Re: Lord &Taylor-What was your FICO score when you were approved?

CAnNY- Thank you for the info!
Current scores: 611 EQ/ 629 TU/ 631 EXP
Message 3 of 5
CYBERSAM
Senior Contributor

Re: Lord &Taylor-What was your FICO score when you were approved?

I was around 640 score, but I did have a QS for more then 6mo already!

My SL was $800 for L&T







                
Message 4 of 5
ohreally7654
Established Contributor

Re: Lord &Taylor-What was your FICO score when you were approved?

At the time of my approval I was in the very low 600s, which was towards the end of last year (Cap One had already taken over)! But long credit history, established Cap One relationships, and highish income ($81K/yr) may have helped. Best of luck to you if you do decide to apply!

Current Fico 8 Scores 11/25: TU FICO: 604 | EX FICO: 555 | EQ FICO: 548. Cap One QS Secured: $200 | Williams Sonoma Visa Signature $500 | Open Sky Secured $500 | Destiny MC $1K | Indigo MC $1K
Message 5 of 5
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