Good morning all,
I eventually want to open a Lowe's credit card to complete some home repairs. Can anyone tell me which bank the Lowe's card is through? Also can anyone provide data points? I am in the credit rebuild phase with scores in the low 600s. I was recently approved for a Cap 1 Plat (SL $3000) and was pre-approved and accepted an in-store offer for an Express card (SL $500). The Express card has not posted to my CRs yet but when the Cap 1 did, I received a 24-29 pt. increase on my CRs.
***Gardening 3/29/2018 until 9/25/2018***
Good Morning. I app for LOWES earlier this month. They pulled my TU report with a score of 724 at the time with 22inq. I was approved with a disappointing but accepted SL of 2k. Hope this helps.....good luck...let us know how it goes for you...
@Anonymous wrote:Good Morning. I app for LOWES earlier this month. They pulled my TU report with a score of 724 at the time with 22inq. I was approved with a disappointing but accepted SL of 2k. Hope this helps.....good luck...let us know how it goes for you...
@Anonymous for the info @Anonymous! My scores are much lower than yours so hopefully with time I can get in the mid 600s and give them a try. I'm a little confused by their program so maybe you can shed light on this as well. I want to do a home project with replacing the carpet in my home. I know that they have credit cards but they also seem to have some kind of program where you can pay monthly at varying interest rates for a specific project. Is this the same as the CC or is that something different? I hope my question is clear and I explained it accurately.
Yes they have offers like 5% off total purchase or 0% interest for 6months...go to the site and you can see what offers they have. I believe the offers are available when you make the purchase using your Lowes credit card. I hope I answered it clearly..lol...
@Anonymous wrote:Yes they have offers like 5% off total purchase or 0% interest for 6months...go to the site and you can see what offers they have. I believe the offers are available when you make the purchase using your Lowes credit card. I hope I answered it clearly..lol...
You did and thank you!!!
@doinit1! Can you tell me what bank extends the Lowe's card?
@Anonymous wrote:
@A1Credit wrote:@Anonymous! Can you tell me what bank extends the Lowe's card?
Synchrony bank
I don't know much about them so I guess I need to do a search. Thanks again! You're awesome!!!
