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Lowe's Denial

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lllollolll
Valued Member

Lowe's Denial

 

Applied for the Lowe's card this past weekend. Finally got my denial letter with reference #. The reason for the denial was NUMBER OF CREDIT ACCOUNTS OPENED RECENTLY. 

 

The same day I was denied for Lowe's I was approved for 5 new card's.

 

Should I call for a recon or just hold off ?

June 2013 EQ-Trash / TU-Trash / EX-Trash
Dec 2016 EQ-Better / TU-Better / EX-Better

Fingerhut / Barclay's MC / Walmart / Credit One / Surge / Verve / Amazon / Cap1 / Texaco / 1st Premier / Total / 1st Access $300 / Target / Victoria Secrets
Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Lowe's Denial

Just my take on it. I would hold off. How many of those new accounts were with Synchrony? They can get fussy about a lot of new accounts. There are many threads in the forum about it. 

 

Just enjoy your new accounts and if you still want the one that was declined, try again in six months.

Message 2 of 6
BronzeTrader
Valued Contributor

Re: Lowe's Denial


@lllollolll wrote:

 

Applied for the Lowe's card this past weekend. Finally got my denial letter with reference #. The reason for the denial was NUMBER OF CREDIT ACCOUNTS OPENED RECENTLY. 

 

The same day I was denied for Lowe's I was approved for 5 new card's.

 

Should I call for a recon or just hold off ?


How many have you opened? Any applied? A ton?? Smiley Surprised

Message 3 of 6
Anonymous
Not applicable

Re: Lowe's Denial

I agree with @Musiclover.  Give it at least six months before trying again.

Message 4 of 6
lllollolll
Valued Member

Re: Lowe's Denial


@BronzeTrader wrote:

@lllollolll wrote:

 

Applied for the Lowe's card this past weekend. Finally got my denial letter with reference #. The reason for the denial was NUMBER OF CREDIT ACCOUNTS OPENED RECENTLY. 

 

The same day I was denied for Lowe's I was approved for 5 new card's.

 

Should I call for a recon or just hold off ?


How many have you opened? Any applied? A ton?? Smiley Surprised


Opened 5 on 7 apps

June 2013 EQ-Trash / TU-Trash / EX-Trash
Dec 2016 EQ-Better / TU-Better / EX-Better

Fingerhut / Barclay's MC / Walmart / Credit One / Surge / Verve / Amazon / Cap1 / Texaco / 1st Premier / Total / 1st Access $300 / Target / Victoria Secrets
Message 5 of 6
elim
Senior Contributor

Re: Lowe's Denial


@lllollolll wrote:

@BronzeTrader wrote:

@lllollolll wrote:

 

Applied for the Lowe's card this past weekend. Finally got my denial letter with reference #. The reason for the denial was NUMBER OF CREDIT ACCOUNTS OPENED RECENTLY. 

 

The same day I was denied for Lowe's I was approved for 5 new card's.

 

Should I call for a recon or just hold off ?


How many have you opened? Any applied? A ton?? Smiley Surprised


Opened 5 on 7 apps


   you're done for now.  hit the garden club for 6 months and watch your scores rise.

Message 6 of 6
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