Lowes 7-10 Day Message

[Anonymous]

Well, I applied for a Lowes advantage card today and recieved the 7-10 message.  I did recieve a reference number but thinking it was a denial I closed the tab without writing it down....  After reading some posts on here it looks like it might be a verification thing?  Did I just screw myself by not writing that reference number down or will that be in the email or letter they send?

[Gmood1]

7-10 is normally a denial. You can always call in and see.

[Anonymous]

I got same thing and also didn't save ref # got letter saying they needed verification.  Had to send copy of DL they approved and gave me $300. You can't Setup account online until you receive card so day I got it I called and activated it, setup online and hit luv button asked for $15,000 and auto system countered with $12000. Fico8 was around 720 at time

[Anonymous]

I guess Ill wait and see what the letter shows.  Never know.  Thanks for the response!

[Anonymous]

Well, it was a decline.  What number should I call to Recon?  I see several numbers and not sure which one to go with.  

[Loquat]

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@Anonymous wrote:

Well, it was a decline.  What number should I call to Recon?  I see several numbers and not sure which one to go with.  

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Unfortunately Synchrony doesn't really recon in the sense that some other banks do.  They're the kind of the lender that you're either approved or your not.  I don't know what the reason(s) are for your decline but I would work on what's listed and most importantly, work on increasing your TU score as that seems to be what one lives and dies by with Synchrony.  Best of luck to you!

[woodyman100]

While 7-10 is NORMALLY a decline, (as stated above), there is a small chance of approval.

They do actually review the apps.

i received a 7-10 and was approved for $3000 (if I remember right).