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Lowes CC

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Anonymous
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Re: Lowes CC


@Anonymous wrote:
Yolo? Or no go.. Lmao..

YOLO... You should be fine.  Give it a shot should you decide and report back.  The good thing even if you get approved for a small limit, you can call credit solutions and get it raised.  Lets do it.

Message 11 of 29
Anonymous
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Re: Lowes CC

Ew 500$ limit...
Message 12 of 29
Anonymous
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Re: Lowes CC

Recon!?
Message 13 of 29
Anonymous
Not applicable

Re: Lowes CC


@Anonymous wrote:
Recon!?

Call credit solutions right now and you are going to tell them you just bought a house and will like to have the limit on the card raised.  If they ask how much, say 25k and they can work it down if it is too high base on your profile.

 

Remember, when negotiating always start with a big number so that they can meet you in the middleSmiley Happy  Now go and report back with results.

 

This is the number -/Credit Dept.: 800-444-1408

Message 14 of 29
Anonymous
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Re: Lowes CC

Called and asked for 15k limit.. Tried to stay semi coinsertive... Was placed on hold and he came back saying "at this time we cannot approve you for the 15k" didn't counter with a lower CL.. Hmmm
Message 15 of 29
Anonymous
Not applicable

Re: Lowes CC

TU score of 667 took a few hits from INQs.
Message 16 of 29
Anonymous
Not applicable

Re: Lowes CC


@Anonymous wrote:
Called and asked for 15k limit.. Tried to stay semi coinsertive... Was placed on hold and he came back saying "at this time we cannot approve you for the 15k" didn't counter with a lower CL.. Hmmm

Sorry to hear.. What was the reason and what did you tell them on the phone?

Message 17 of 29
Anonymous
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Re: Lowes CC

He said they'll be sending out a letter.. I kinda feel like calling again. 500 CL is pretty weak.. Especially at lowes.
Message 18 of 29
Anonymous
Not applicable

Re: Lowes CC


@Anonymous wrote:
He said they'll be sending out a letter.. I kinda feel like calling again. 500 CL is pretty weak.. Especially at lowes.

You feel?  No, you will be calling again and again.Smiley Happy  Call back tomorrow and let them know you just closed on a mortgage and $500 will not do anything for you.  I am surprised they didn't counter.

 

So get ready to call until your way to higher limit..

Message 19 of 29
Anonymous
Not applicable

Re: Lowes CC

I applied and got approved for $700. I called the number in this thread, asked for $30k and they countered with $6. I'm happy.

Message 20 of 29
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