Lowes CC

[Anonymous]

So sorry!!!

Dang it, scare to apply now!  In order for me to get the "in-store deal" of 5.99% for 84 months until pay in full, i need to spend $3500.  I need $4k to put up my vinyl fence.  I can't do it with $500 if that's the average they're giving out in CL.  BK d/c in 10/2010...umm what to do? As soon as HOA approves the fence, i have 2 months to install it.

Home Depot is from Citi right? got denied for double cash card last month (reason BK) so not sure if i'll get lucky with Home Depot card.

[Anonymous]

Yes, HD is Citi. They denied me. However Lowe's gave me $700, I called and told them I just closed on a house and needed a higher limit to make immediate repairs on the house and asked for $30k. They went quiet for a minute and congratulated me but said they couldn't give me all I asked for but they were pleased to offer $6k.  I'd say make that phone call again.

[Ron1]

Tried to request smaller amount thru online chat. Ask for $500 to see they give you. I did the same thing when I got approved.


Ron.

[ddemari]

I dont think they are inq sensitive. When i applied my TU was 701. Instant 800 dollar and immediately called credit solutions ans asked for 8k, approved. Im always aftaid to ask for 25k lol.

[Anonymous]

TU is 657. Applied and got approved for $500. Called the number immediately to request an increase. Asked for $40k, they countered at $5k. Could be better but I'll take it for now and request another increase later.

[Anonymous]

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@Anonymous wrote:

So sorry!!!

Dang it, scare to apply now!  In order for me to get the "in-store deal" of 5.99% for 84 months until pay in full, i need to spend $3500.  I need $4k to put up my vinyl fence.  I can't do it with $500 if that's the average they're giving out in CL.  BK d/c in 10/2010...umm what to do? As soon as HOA approves the fence, i have 2 months to install it.

Home Depot is from Citi right? got denied for double cash card last month (reason BK) so not sure if i'll get lucky with Home Depot card.

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Remember I'm at $4.5k now.  So if I can do it, you can do it.  Remember I started June at $500.  Now look where I'm at.  Your profile is stronger than mine.  You can do it.

[Anonymous]

I'd toss kaykay a lowes gift card if my 1750cl could hit 6k. I get no every time, had the card since October 2014.

[Anonymous]

Well well well....my fence got approved!!! Next step, pay $425 for the county to come out and measure to make it official in black and white.  I will most likely be given the ok to install at the end of the month or 1st week of August, then to Lowes! We'll see what happends.

[capitalkid]

My SL w/Lowes was 800$-April 2013.

 I called in when I found out my SL and asked for Recon on the SL, they moved it to 1200.

I bought a freezer a month later and paid on for 6 months. PIF. Then I Req a CLI, that moved the CL to 4600.

I bought a fridge and paid on it for 6 mo PIF.  Then Req CLI and they moved the CL to 6700.  

Then we bought an air compressor paid 6 mo and then PIF and they moved the CL to 8500 on the next CLI.

I have not bought anything else since and they have denied every single CLI request I have asked for.  So, seeing as the track record for me at least has been buy, pay steady and PIF, then CLI approved I think if I want another one I will need another purchase 6 mo payment history and then PIF.  At least with me anyway this is how it has gone.