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Lowes Prequalify ?

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Anonymous
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Lowes Prequalify ?

I have read on here about the Lowes prequalify via SP. I used the prequalify portal and received an APR % but not credit line. Is 

this normal as I have read most people receive an amount as well?

Message 1 of 16
15 REPLIES 15
Ficoproblems247
Valued Contributor

Re: Lowes Prequalify ?

I gave it a whirl the other day just for fun. I hit up pre-approval sites when I get bored in the garden lol. It gave me an amount with my pre-approval. 





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 2 of 16
creditguy86
Contributor

Re: Lowes Prequalify ?

So when I applied earlier this week, they gave me a credit limit and apr. Not sure what's going, look up a back door number and give them a call. 

Message 3 of 16
FinStar
Moderator Emeritus

Re: Lowes Prequalify ?

It's likely a glitch of some sort.  Try clearing cookies/cache or a different browser and see if that works.

 

Message 4 of 16
Roadgeek395
Regular Contributor

Re: Lowes Prequalify ?

Same thing happened to me. Only shows APR. I tried it on different web browsers with the same result 

Message 5 of 16
Crowhelm
Established Contributor

Re: Lowes Prequalify ?

That is pretty odd. When I did it a couple of weeks back I got the credit amount and APR as well. 







Message 6 of 16
Roadgeek395
Regular Contributor

Re: Lowes Prequalify ?


@Crowhelm wrote:

That is pretty odd. When I did it a couple of weeks back I got the credit amount and APR as well. 


Yeah that is odd. Same thing happened with the nasa credit union "check my rate" tool. It only showed APR. Lots of other people said it showed APR and SL. I guess I'm just unlucky...

Message 7 of 16
Crowhelm
Established Contributor

Re: Lowes Prequalify ?

Is your credit file in rebuild or fairly new? Just guessing at reasons. But then again Discover only offered me nothing but their secured card, so there is that. No rhyme or reason it seems.







Message 8 of 16
Roadgeek395
Regular Contributor

Re: Lowes Prequalify ?


@Crowhelm wrote:

Is your credit file in rebuild or fairly new? Just guessing at reasons. But then again Discover only offered me nothing but their secured card, so there is that. No rhyme or reason it seems.


My credit is a little over 3 years old. Not in rebuild. The FNBO pre qualify tool worked just fine for me. Showed me APR and SL 

Message 9 of 16
Crowhelm
Established Contributor

Re: Lowes Prequalify ?


@Roadgeek395 wrote:


My credit is a little over 3 years old. Not in rebuild. The FNBO pre qualify tool worked just fine for me. Showed me APR and SL 


Is that your oldest account at a little over 3 years or your average age of accounts? Because my oldest account is over 6 years old and I still get points deducted for having a short credit history. But as I said, sometimes you are just scratching your head who gets approved and who doesn't. Banks adopted the Fico score stuff yet they don't stick to it. Maybe just try it again another day? Maybe just a glitch on the website?







Message 10 of 16
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