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Lowes Prequalify ?

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KLEXH25
Valued Contributor

Re: Lowes Prequalify ?

I just tried it to see and it gave me an $8,000 SL, which incidentally was the same SL Synchrony gave me for my PPMC.



Message 11 of 16
Anonymous
Not applicable

Lowes 7-10 day message?

I applied for the Lowes card and received the 7-10 message. Anyone else gotten this? I have one other Synchrony card with a 

12K limit and $400 balance. I cant recall if i had this issue when applying for CareCredit. Current Transunion fico is about 700. Should I wait for the letter or call them Monday?

 

UPDATE:

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Lowes-Approval-but-a-CLI-Question/td-p/636804...

Message 12 of 16
JNA1
Valued Contributor

Re: Lowes 7-10 day message?


@Anonymous wrote:

I applied for the Lowes card and received the 7-10 message. Anyone else gotten this? I have one other Synchrony card with a 

12K limit and $400 balance. I cant recall if i had this issue when applying for CareCredit. Current Transunion fico is about 700. Should I wait for the letter or call them Monday?


I imagine even if you call them tomorrow, they tell you to wait for the letter. 

Our credit card journey started 3/2018


Hover over cards to see limits and usage. Total CL - $608,600. Cash Back and SUBs earned as of 5/31/24- $21,590.43
CU Memberships

Goal Cards:

Message 13 of 16
PicoFico
Frequent Contributor

Re: Lowes Prequalify ?

So I just tried it and got an APR only, but I also have my 3rd party reports frozen (LexisNexis, Sage stream, etc). I've read those need to be unlocked for Lowe's pre-approval. Maybe that's the hang up?

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 14 of 16
FinStar
Moderator Emeritus

Re: Lowes Prequalify ?


@PicoFico wrote:

So I just tried it and got an APR only, but I also have my 3rd party reports frozen (LexisNexis, Sage stream, etc). I've read those need to be unlocked for Lowe's pre-approval. Maybe that's the hang up?


It appears that even with unfrozen SageStream reports, the "glitch" still occurs, so I don't think that's the culprit.  

Message 15 of 16
PicoFico
Frequent Contributor

Re: Lowes Prequalify ?


@FinStar wrote:

@PicoFico wrote:

So I just tried it and got an APR only, but I also have my 3rd party reports frozen (LexisNexis, Sage stream, etc). I've read those need to be unlocked for Lowe's pre-approval. Maybe that's the hang up?


It appears that even with unfrozen SageStream reports, the "glitch" still occurs, so I don't think that's the culprit.  


That concludes my ideas on the matter...

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 16 of 16
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