Lowes question

[My_Fako]

I have 2 recent inq's.... Score took a hit at Tu 677.

Amazon 6k

Walmart 6k

I plan on buying a house in 12/15 month's and want a long-term Home Improvement card.

Are they inquiry sensitive? 

Also is CS better with cli's with them compared to wally & Amazon. 

Want to get it before my new accounts hit. So I King garden grow a tree for the next year so... 

Last thing...  are there like Amazon I can call in after approval and likely get an increase?  

[My_Fako]

Also would it help if I app and in-store?

Dont wanna waste a inq. 

[Officer737]

Lowes really likes anything over 650 on the score so you should be good there. After approval set up your account online then call in and ask for a 15K increase

[My_Fako]

Officer,

Whats you Lowes limit, if you don't mind me asking. Your Tu is @ 662 if that's current...

[Anonymous]

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@My_Fako wrote:

I have 2 recent inq's.... Score took a hit at Tu 677.

Amazon 6k

Walmart 6k

I plan on buying a house in 12/15 month's and want a long-term Home Improvement card.

Are they inquiry sensitive? 

Also is CS better with cli's with them compared to wally & Amazon. 

Want to get it before my new accounts hit. So I King garden grow a tree for the next year so... 

Last thing...  are there like Amazon I can call in after approval and likely get an increase?  

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Is your Ex better than TU? They pulled a rabbit out of their hat last month and pulled Ex for my app...

[Bankrupt2019]

I've got 12k limit on mine..... they're pretty liberal with their increases.

[My_Fako]

No. But it's winter over in Exp land. (Freezing cold)

[Officer737]

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@My_Fako wrote:

Officer,

@Whats you Lowes limit, if you don't mind me asking. Your Tu is @ 662 if that's current...

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No problem, right now it is $5,000. It was $300 since I opened it until just a few weeks ago when I called in and got the increase.Yes the 662 is correct.

[My_Fako]

Was that what you asked for, or counter?

[Officer737]

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@My_Fako wrote:

Was that what you asked for, or counter?

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I probably left some on the table. Asked for $5k and they gave it to me. My other cards with Synch I asked high and they countered with $3500. It's a SP so no big issue.