I havea Lowes card. Started at $300 and is now at $800. I have had it about 6 months or so.
We are wanting to put in a new fense in the backyard. They came out measured and gave us an estimate of $6,000 and they would do 5% interest. We want to take advantage of this. However, I want my limit to be more at $20,000 or so - so that it doesn't appear to have the card maxed out. We would pay it off in a year.
They pull Transunion which is my worst score. Currently it s at 660 whereas the other two are at 729 and 731. I was carrying some balances that are now paid off but not updated on TU. What score should I have before I request such a big CLI? I tried the auto love button with no luck. I was going to try chat or credit solutions but thought if my score could rise just a little bit more.
When are they going to update on TU?
I don't know. They are updated on Ex and Eq already. Trans Union is slow for me on everything. I think they hate me. I refuse to take it personally.
I spoke too soon - just got the myfico e-mail with an update. Transunion is now at 673 (13 pt jump with one of the three accounts now reported as zero balance).
Think it is safe to do the chat feature and ask for an increase?
Good point! I will wait until next week when everything has updated.
