Lowes

[Shawndoe79]

I keep hearing about these awesome limit increases for lowes accounts.  Whats the minimum score needed to get a lowes account.  It seems like all you need to do is get a foot in the door and then call credit solutions.  THis would be an awesome utilization buffer.  My scores dropped due to recent new accounts but my income is 70K.  Would I have a chance, I think Synch hates me as I was declined for an Ashley Furniture account back in May, but I was only 4 mos post BK7 at the time.  I really want this card as I would love to do some appliance upgrades!

[taxi818]

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@Shawndoe79 wrote:

I keep hearing about these awesome limit increases for lowes accounts.  Whats the minimum score needed to get a lowes account.  It seems like all you need to do is get a foot in the door and then call credit solutions.  THis would be an awesome utilization buffer.  My scores dropped due to recent new accounts but my income is 70K.  Would I have a chance, I think Synch hates me as I was declined for an Ashley Furniture account back in May, but I was only 4 mos post BK7 at the time.  I really want this card as I would love to do some appliance upgrades!

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Well as far as scores go you would be fine. Low to mid 600s would get you in. But im not sure about a recent BK. So on that i cannot give advice.

[Shawndoe79]

Yes in May that was the reason  for the Ashley furniture store decline but I was only 4 mos post bk7 and only had small credit limit on cards for a total of about $1000.  I am in much better shape now however, that decline still weighs heavy on my brain lol

[Shawndoe79]

I think Ive read somewhere on the forum, that the magic number is 6mos - 1yr post Bk for Synchrony

[taxi818]

Really. That's pretty good. So I'm guessing you are 8 months out? Have you tried another synch card? Like Walmart or Amazon store?

[Shawndoe79]

No I haven't tried anything synchrony since they hurt my feelings lol

[Shawndoe79]

Yes I'm 8 months out

[Anonymous]

I know it appears that way but not everyone is getting increases right away. My Tu was 670-680 i believe, and i got 800 and constant denials from credit solutions and chat so far. I have 4000 walmart and 3500 amazon so its ok, i know in time it will grow.

Just didnt want to see you apply for the wrong reasons.

Ill bite my words when after fourth statement they give me >5000 lol

[Shawndoe79]

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@Anonymous wrote:
I know it appears that way but not everyone is getting increases right away. My Tu was 670-680 i believe, and i got 800 and constant denials from credit solutions and chat so far. I have 4000 walmart and 3500 amazon so its ok, i know in time it will grow.

Just didnt want to see you apply for the wrong reasons.

Ill bite my words when after fourth statement they give me >5000 lol

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Lol Thanks for the advice 

[ojefferyo]

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@Shawndoe79 wrote:

I keep hearing about these awesome limit increases for lowes accounts.  Whats the minimum score needed to get a lowes account.  It seems like all you need to do is get a foot in the door and then call credit solutions.  THis would be an awesome utilization buffer.  My scores dropped due to recent new accounts but my income is 70K.  Would I have a chance, I think Synch hates me as I was declined for an Ashley Furniture account back in May, but I was only 4 mos post BK7 at the time.  I really want this card as I would love to do some appliance upgrades!

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I would check the TU Fico to see where you really sit, they are a TU puller. When I app'd I got $4k, I immediately got on the phone and asked for an increase. They asked how much I wanted and I said $35k. She puts me on hold for a minute and comes back approved. My TU at the time was at 780 and no baddies on my CR.