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I have had the card for quite a while myself actually as a Barclay orphan
. It is ironic to see this just now as I recently (like 2 days ago) recieved a totally unprecedented $1250 auto CLI on my rewards card with them.
Had neglected them for months, with a bordeline maxed out balance, and making only the minimum payments but improving my profile dramatically elsewhere. Then boom. $3800->$5050. It could not have come at a better time either for my utilization and scores sake. But I had all but given up on them at that point.
I actually did a thread about it too. Here is to hoping yours grows as well.
@Anonymous wrote:
Well, I have had the card for sometime. I have tried to request for an increase but they simply do not give or even allow you to request. All they say is that they do monitor and they are not giving increases now. Sad truth is that it's a mediocre card..
I've never even heard of this card. Hard to find info on it online as well. What are its benefits?


















@Anonymous wrote:
Benefits are 1% cash back and points are redeemable after you hit 1000 points for $10. The sad truth still remains: (In my view) It is a mediocre card.
Yeah, not very enticing ![]()


















I agree, it is 100% a sock drawer card for me but am happy with the increase for UTI purposes if nothing else.
I called Mercury egarding CLI, stated that they are given automatically and can't be requested. When my card switched from Barclay to Mercury, they increased my limit by $150
What an increase! $150?