Hello All -
I just got off the phone with a CSR about upgrading my regular Macy's store card to the Macy's Amex. I researched other posts regarding others' experiences with this process prior to pulling the trigger. When I called I specifically asked if it would be a HP, and was told "yes, absolutely." When putting in the request she only asked me for 4 things:
1. Last 4 of SSN
2. Income
3. DOB
4. Mother's maiden name
After supplying the requested info, she told me it takes 30 days for the review/decision. I asked if that was standard, and she said yes. From my research on this forum - the 30 day message indeed seems to be standard. I will give it 3 days and check online - per others' experiences - to see if the card image updates.
However - here is my question - being that I was only asked for the last 4 of my SSN, will it only be a SP? Being a cardholder for over 10 years, Macy's may have my full SSN on file, but I thought that if it is a hard pull that it is standard to ask for the full SSN. I am aware that others were told its a HP, but only a SP occured so I am curious...
Any thoughts? I'm hoping it ends up being a SP. Haven't received any auto alerts yet...
Thanks in advance for input!
Wallet: AMEX EveryDay $1,000 | AMEX Blue Cash $13,800 | Macy's AMEX $6,500 | BankAmericard Better Balance Rewards $18,000 | Citi Double Cash $14,200 | Citi Simplicity $8,000 | Citi Diamond Preferred $5,100 | Discover IT $3,500 | Capital One Quicksilver $3,000 | Chase Freedom $10,000 | Chase Slate $10,000 | Chase Amazon $2,000 | Chase United $10,000 | Express Store Card $2,290 Overstock.com Store Card $5,800 | The Limited Store Card $1,000 | Ann Taylor Store Card $1000 | Crate & Barrel Store Card $10,000 | West Elm Store Card $3,000 | Z Gallerie Store Card $8,000
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