Macys Credit Card?

[djoles92]

I applied to Macys Credit card. I got this message...."We have received your application  and will need to process it further. We will contact you with our decision withon 2 weeks.
I'm 99% sure it means denial. But just wanna check others experience?

[Anonymous]

The 2 week messages I've seen regarding this card, unfortunately have resulted in denials. 

[djoles92]

I figured that's their nice way to say no.

[Anonymous]

It's possible it's verification. Was there a phone number to call? 

[djoles92]

No just message. And that I will receive decisions ether online or by mail.

[Anonymous]

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@djoles92 wrote:

I applied to Macys Credit card. I got this message...."We have received your application  and will need to process it further. We will contact you with our decision withon 2 weeks.
I'm 99% sure it means denial. But just wanna check others experience?

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Macy's is issued by Amex? Yeah - thats the 7-10 day denial.  You can and should call and recon depending on your scores.

Might be fruitless, especially in today's environment.... but worth a shot...

[Brian_Earl_Spilner]

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@Anonymous wrote:

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@djoles92 wrote:

I applied to Macys Credit card. I got this message...."We have received your application  and will need to process it further. We will contact you with our decision withon 2 weeks.
I'm 99% sure it means denial. But just wanna check others experience?

---

Macy's is issued by Amex? Yeah - thats the 7-10 day denial.  You can and should call and recon depending on your scores.

Might be fruitless, especially in today's environment.... but worth a shot...

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It's issued by DSNB, owned by CBNA, aka citi

[Anonymous]

I say don't freak out OP. I received the 2 week later and they simply wanted me to read a code from a US MAIL LETTER I reecived to verify my identity. I was approved

[Anonymous]

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@Brian_Earl_Spilner wrote:

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@Anonymous wrote:

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@djoles92 wrote:

I applied to Macys Credit card. I got this message...."We have received your application  and will need to process it further. We will contact you with our decision withon 2 weeks.
I'm 99% sure it means denial. But just wanna check others experience?

---

Macy's is issued by Amex? Yeah - thats the 7-10 day denial.  You can and should call and recon depending on your scores.

Might be fruitless, especially in today's environment.... but worth a shot...

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It's issued by DSNB, owned by CBNA, aka citi

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Well no crap. I saw Amex and assumed. 

[Anonymous]

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@Anonymous wrote:

I say don't freak out OP. I received the 2 week later and they simply wanted me to read a code from a US MAIL LETTER I reecived to verify my identity. I was approved

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Great data point for 2 week messages. Thanks for sharing! 

@djoles92 there is hope.