Macys Credit Line Increases

[Anonymous]

Hi, I have a question.  I have had my Macys store card now for over a year and a halfand started out with a 400 dollar credit limit. then after about 5 months they increased it to 2,000 which i was very surprized.  Although i would buy omething every month and pay bill off.  right now I am looking to increase my limit a bit higher.  The problem is i dont want to ask for too much,a fair amount. I bought a handbag in January  so right now i have a balance of 175.00.  Would it be smarter for me to pay that off in full before I apply for a credit increase?  Not sure if it make a difference.   Any advice would be so appreciated !

[Anonymous]

@Hollywppdhillslady,

You don't have to pay the balance off to ask for a CLI.  You can ask anytime you want.  It will all come down to your entire credit profile.  Will keep my fingers crossed for you.

[Anonymous]

thank you very much for your response, I do appreciate it!!

[Anonymous]

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@Anonymous wrote:

thank you very much for your response, I do appreciate it!!

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@Anonymous,

You are welcome

[AvadaKedavra]

If I'm not mistaken, Macys CLIs are soft pulls also so you have nothing to lose.

Somebody correct me if I'm wrong

[Anonymous]

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@AvadaKedavra wrote:

If I'm not mistaken, Macys CLIs are soft pulls also so you have nothing to lose.

Somebody correct me if I'm wrong

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It is indeed a soft pull.

[Anonymous]

Glad to know they are soft pulls and it would not not be a hard pull .  I hear so many different things that it may be a hard pull but then it might be a soft pull.  thanks for the info

[Anonymous]

aos in the chat it will be a SP and for min a 1k

[Anonymous]

Correct!

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@AvadaKedavra wrote:

If I'm not mistaken, Macys CLIs are soft pulls also so you have nothing to lose.

Somebody correct me if I'm wrong

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[1GaDawg85]

Ask for 10k and they will counter