Magic score needed for mastercard synchrony cards

[Anonymous]

I have 4 synchrony backed stores cards that I got within the last week. My Transunion score is sitting at 642. What score do I need to get the mastercard versions?

[taxi818]

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@Anonymous wrote:
I have 4 synchrony backed stores cards that I got within the last week. My Transunion score is sitting at 642. What score do I need to get the mastercard versions?

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Congrats on your cards. Im gonna say 680 plus will get you most of them. The closer to 700 the better.

[ddemari]

I was not able to get any synch mc or visas until my fico was 698-720.

[KneelBeforeZod]

same here - no MC lovin sucky-sucky-love-you-long- time until my TU score was at least 715.

[Anonymous]

Applied for Ebates card with 698 and 16 inquires on TU--Declined.  Applied 2 months later with 748 and 19 inquires on TU--Approved for 5000 

[toi34]

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@KneelBeforeZod wrote:
same here - no MC lovin sucky-sucky-love-you-long- time until my TU score was at least 715.

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LMAO!!!!!

[KneelBeforeZod]

Well, it's true! Synch is a strange beast to deal with when it comes to their branded Mastercards.

[Anonymous]

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@KneelBeforeZod wrote:
same here - no MC lovin sucky-sucky-love-you-long- time until my TU score was at least 715.

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Bhahahahha! This cracked me up!!

Do they offer you the mc upgrade automatically when your score rises or do you have to ask for it?

[KneelBeforeZod]

I don't know. I closed the store cards and waited for my scores to go over 700 before dipping my toes into the Synch waters again. I would have been pissed if I got another store card

[Anonymous]

Yes, hate to say it but they're easier to get the higher your score is.  Mine was 742 at the time.  I would hold out for those.  Less store cards the better.