Marriott or Ritz?

[jsucool76]

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@Anonymous wrote:

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@jsucool76 wrote:
Marriott for free night, and to start earning 5x points per dollar on Marriott spend, as well as a 20% bonus to base points earned with silver elite status

Ritz card for gold status (first year and every year you spend 10k on the card after that) 5x on Marriott spend, plus a 10% annual bonus on ALL points earned through card spend, 140k points, lounge access, primary rental collision/theft insurance, 300$ annual travel credit, and some other stuff.


Both! XD

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They really DO complement each other well. I'm seriously considering keeping them both providing it stays somewhat easy to redeem that $300 incidentals credit even on years where I don't travel much.

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Same. I figure I could make use of it for an upgrade or something even if I only fly once a year, or for checked bags if I fly with family. 

[JGuz649]

A little off topic but somewhat relevant on the choice....Is it possible to product change from Ritz to Marriot? Save the hit of a new credit line and inquiry, but get the benefit of the free marriot hotel certificate?

[jsucool76]

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@JGuz649 wrote:

A little off topic but somewhat relevant on the choice....Is it possible to product change from Ritz to Marriot? Save the hit of a new credit line and inquiry, but get the benefit of the free marriot hotel certificate?

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But you'd miss out on between 50-70k marriott points. and a waived first year AF

[Anonymous]

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@jsucool76 wrote:

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@JGuz649 wrote:

A little off topic but somewhat relevant on the choice....Is it possible to product change from Ritz to Marriot? Save the hit of a new credit line and inquiry, but get the benefit of the free marriot hotel certificate?

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But you'd miss out on between 50-70k marriott points. and a waived first year AF

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Ditto. Those pts can be worth some nice stays.

[TheGardner]

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@Anonymous wrote:

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@indiolatino61 wrote:

Hello all,

My next card app will be either the Chase Marriott or Ritz...please help me decide. Please don't say, "Both" because I am easily seduced...lol. Is there any kind of rewards overlap? Thank you very much for your input.

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Both!

Honestly they both earn the same, but if you fly enough for it to matter then the Ritz-Carlton hands down because of the covered incidentals (Up to $300/yr)

However if you fly seldom, The Marriott is a better fit for a long term candidate since the AF bears a complimentary Cat 1-5 stay yearly.

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+1 couldn't agree more.