Marvel Card Pull?

[Anonymous]

Thinking about apping for this card. Do they use FICO scoring to decide? My FICO scores are a lot better tha my Vantage 3. My FICO TU is around 680 on Credit Check Total. Thanks!

[Anonymous]

Yes, they use Fico scores. They usually pull TU, but can pull a different CRA.

[CreditDunce]

You might want to check the credit pulls DB to see what scores are being approved and denied...  I haven't been following the approvals/denials.  However, it could give you a better idea of the likelihood if you would be approved or not. 

For what it is worth, VS 3 scores are very rarely used.

[Anonymous]

Thanks everyone! This place is great as I always get the answers I am looking for. I was just approved last month for an AMEX BCP $2000 but want this card as it seems to be one that if approved you can call Credit Solutions and get a real nice CL.

[RonM21]

IF you go for it, please update on your results!!

[Anonymous]

Good luck!

[Anonymous]

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@Anonymous wrote:

Thinking about apping for this card. Do they use FICO scoring to decide? My FICO scores are a lot better tha my Vantage 3. My FICO TU is around 680 on Credit Check Total. Thanks!

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Yes FICO, and the word is that they usually pull TU but they pulled Experian for me. I believe it is regionally-based so if you check the credit pulls database for that card in your state it should give you a good idea of who they will probably pull for you.

[Anonymous]

Ok everyone I pulled the trigger with a Transunion score of 682 assuming they pulled that one. Initially instantly approved for $1500. Called Credit Solutions and was bumped to $6000! Im pumped my highest limit card right now! Thanks again everyone for the help.

[thummel]

Congrats. The 6000 limit seems to be what a lot of people are getting on this card.

[woodyman100]

Some people have received a double pull for this card, (including moi), with an approval and a CLI. Please update if you did or did not get doubled.

oh, and Congrats!