I was approved for this with a TU pull. Some members on here said that when they got their card, synch included the credit score used and reports with nextgen FICO TU. I was so mad I didn't look harder on my papers that came and I don't have them anymore cause I'd love to see what my TU FICO nextgen is as it's impossible to find out and no other than penfed is using (that I know of) nextgen and theirs is EQ