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Applied last night, received 7-10 day message. No baddies on TU, FICO 8 score 682, perfect payment history on revolving and installment. Called tonight, just in case it's a verification issue. CSR told me that my application was sent for further review? On pins & needles wondering which way this will go. A true test of patience lol
@ddemari wrote:
I bet you tomorrow afternoon you will get a phone call from synch bank and if right before it, If you haVE TU instant alerts, you will get one from synch bank and they will call and verify you applied and send you a text.
I had an inquiry alert for Marvel late today. Thought it was weird it didn't show until then.
I hope it comes out as an approval. Who wouldn't love to have a 3% card lol
maybe you join soon my club , the only 1 denied here for the card haha. good luck
AAoA is 2.4 years, oldest account 12 years, 30% utliization (because CLIs haven't reported yet)
Thanks for your responses, everyone. I'll update when I know for sure.
Didn't think to add inquiries to my stats lol
i have 16 in the last 24 months, 6 of which are from rate shopping for an auto loan last April.
@fullstackdev wrote:
I got the same response OP. I didn't think I was approved until I saw the account reporting on my TU CR with a $1,500 SL. My stats are similar to yours except utilization is around 10%. Also, I have 30 inquiries on TU. Here's hoping you get approved!
I'll keep an eye on my TU CR just in case. Thanks!
Edited to add: Marvel makes it 17 inquiries.