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Max US Bank CLs/Exposure?

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SunriseEarth
Moderator Emeritus

Re: Max US Bank CLs/Exposure?

So I haven't seen anyone post a CL over $25K, and I'm wondering if that may actually be a ceiling per card.   Overall exposure doesn't seem to be as rigid, however, so that's interesting to note.  So if I'm right, my Cash+ is topped out, my Altitute Go could grow another $500, and any further growth with US Bank would need to be on another product.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 11 of 14
Remedios
Credit Mentor

Re: Max US Bank CLs/Exposure?


@SunriseEarth wrote:

So I haven't seen anyone post a CL over $25K, and I'm wondering if that may actually be a ceiling per card.   Overall exposure doesn't seem to be as rigid, however, so that's interesting to note.  So if I'm right, my Cash+ is topped out, my Altitute Go could grow another $500, and any further growth with US Bank would need to be on another product.


 

My AR is at $34K. I know several members with US Bank cards with limits greater than $25K. 

Cash+ is $20K and Go is $12K. I just got an increasee a couple of weeks ago on both AR and Cash+. 

 

 

Message 12 of 14
Wavester64
Valued Contributor

Re: Max US Bank CLs/Exposure?


@AverageJoesCredit wrote:

@NaimeseOGK wrote:

I know US Bank is known to be stingy. So I wouldn't be surprised honestly.


Is 40-50k extended  in credit limits stingy? Just curious. 


LOL, I was thinking the same Smiley LOL






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Message 13 of 14
SunriseEarth
Moderator Emeritus

Re: Max US Bank CLs/Exposure?


@Remedios wrote:


My AR is at $34K. I know several members with US Bank cards with limits greater than $25K. 

Cash+ is $20K and Go is $12K. I just got an increasee a couple of weeks ago on both AR and Cash+. 

 


I'm curious if certain products are more likely to go over $25K, or if having other US Bank products affects anything.  Anyway, I'm going to try the LUV button on my Go soon and see what happens.



Start: 619 (TU08, 9/2013) | Current: 804 (TU08, 10/07/25)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $33000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Synchrony Premier $24,200 | Citi Custom Cash MC $22600 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $18000 | Amazon VS $15000 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | Sephora VS $11900 | Wayfair MC $9500 |~~
Message 14 of 14
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