Merrick CC

[DaveInAZ]

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@SunriseEarth wrote:

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@Anonymous wrote:

I closed mine because I was no longer using it, but it was a great builder. Started at $1250, doubled to $2500 at 7 months, and no annual fee. Head and shoulders above the others in the sub prime market.

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+1.   Similar experience.   Mine started at $600, doubled to $1200.   There are no rewards and the APR is atrocious, but there were also no fees.   it was a good rebuilder, but I closed it since I wasn't using it.   

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+2 I got mine in Dec 2012, just under 1 yr BK7 discharge, invitation letter. No fees, $1k SL, now up to $3100 CL. I've outgrown it with CCs with rewards & much larger CLs but I'm keeping it open with Netflix & another small monthly bill charging to it. As long as they stay happy with that I'll keep it open, that $3100 CL is a nice addition to my total available credit.

[ddemari]

I agree received a letter in later 2013. Opened it, 550 cl doubled to 1100 in 6 months and they gAve tu fico 08 bankcard. Its the only rebuilder that i would go for. Apr is HIGH and u dont want to call them unless ABSOLUTELY needed. They are rude csrs. Closed
The card once i had better cards.

[NichelleN]

Good luck with your new Merrick card. I accepted a $550 credit line offer from them last year. It doubled at 6 months. I now rarely use the card but it was great for me. There was no monthly or annual fee, just a really high interest rate. So, I don't carry a balance.  I'll likely keep the card for a long while.