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Mini APP spree or not?

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DoroLucky
Valued Contributor

Mini APP spree or not?

I want to app but only want to risk pulling TU and/or EX (I prefer EX actually). Both reports have about 6-7 INQ's, 0 Collections, UTIL about 10%.

 

Who can I hit up that will only pull EX or TU? And what hot deals are they offering now? FYI, I've checking the pre-qual sties and I have NONE. Thanks 

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 1 of 9
8 REPLIES 8
dragontears
Senior Contributor

Re: Mini APP spree or not?


@DoroLucky wrote:

I want to app but only want to risk pulling TU and/or EX (I prefer EX actually). Both reports have about 6-7 INQ's, 0 Collections, UTIL about 10%.

 

Who can I hit up that will only pull EX or TU? And what hot deals are they offering now? FYI, I've checking the pre-qual sties and I have NONE. Thanks 


I think you are going about this backwards, instead of finding lenders that pull certain CR then trying to justify if their cards suit you, you should figure out what card(s) would benefit you based off of your spend then evaluate if you think you could be approved for them.

 

In your other thread you mentioned that you are familiar with the credit pull database so not sure what other information you are looking for.

Message 2 of 9
Anonymous
Not applicable

Re: Mini APP spree or not?

NASA either does a soft pull if you open a savings account or a hard pull sometimes, I have read. Both on Experian. They have a low interest card and a rewards card.

Message 3 of 9
DoroLucky
Valued Contributor

Re: Mini APP spree or not?

I just pulled the trigger for the AMEX Delta Gold. Got a 14 days message and started sweating bullets LOL. Quickly called in and was told I was approved WHEW. Was told I got the message because they wanted to confirm if was me. Was asked to confirm my address and that was it.

However, my initial starting limit is $1000 (he said for security reasons).

Oh well I just want the 30K bonus since I'll be doing quite a bit of traveling this year and the free check bags lol. I plan to closed it before the $95 AF kicks in. He did say I can call back and ask for a higher amount after I get the card.
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 4 of 9
DoroLucky
Valued Contributor

Re: Mini APP spree or not?

Question, is this where I pull the trigger and get a 2 for one Amex??? I might as well since I'm already here lol

Now, I want the Blue Cash Everyday
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 5 of 9
Anonymous
Not applicable

Re: Mini APP spree or not?


@DoroLucky wrote:
I just pulled the trigger for the AMEX Delta Gold. Got a 14 days message and started sweating bullets LOL. Quickly called in and was told I was approved WHEW. Was told I got the message because they wanted to confirm if was me. Was asked to confirm my address and that was it.

However, my initial starting limit is $1000 (he said for security reasons).

Oh well I just want the 30K bonus since I'll be doing quite a bit of traveling this year and the free check bags lol. I plan to closed it before the $95 AF kicks in. He did say I can call back and ask for a higher amount after I get the card.

Congratulations!

Message 6 of 9
DoroLucky
Valued Contributor

Re: Mini APP spree or not?

So I pulled the trigger on the BCE and got the same 14 days message. Called back and was told the same thing about wanting to make sure it was me.

I was approved for $5000...YAY!!!
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 7 of 9
DoroLucky
Valued Contributor

Re: Mini APP spree or not?

So I did go on a mini app spree and got 4 new shiny cards. Made a thread about it in the approval forum. Off to the garden I go!
TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 8 of 9
OmarGB9
Community Leader
Super Contributor

Re: Mini APP spree or not?

How'd you get a BCE at $5k with a 658 and I can't get it with a 705. Smiley Indifferent I know it's never just about score, but dang. Haha. Grats by the way!


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Message 9 of 9
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