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After reading through these forums and gardening for almost a year I took a chance and I applied for DIscover IT and did a back to back of Amex PRG (50000 bonus) and Amex Everyday (25000 Bonus) and was approved for all 3. For Discover I was approved for 3000 limit and Amex I don't know yet. Here is my situation at the moment....
Fico Scores - EQ - 744 TU - 752 EX - 739
One of the reasons I got the DIscover and Everyday was the 0% Balance Transfer for 12 months. At this moment I have 9300 in debt (25% Util on EQ&TU, 34% on EX.) The reason for the difference is my AU on DIscover through Mom doesn't show up on Experian. The 9300 is basically on 2 cards, one of which is on a card at 11.99% APR and the other on a Chase Slate which is about to end its 0% APR.
One question I have about Amex Everyday. If you add a Balance Transfer to the card does it show up right away? Or does it take a little time to get approved? At the moment it says $0 approved. I hope this doesn't mean they were rejected outright. I guess I need to call and find out.
I wanted to get the Navy Go Rewards 0% Balance Transfer but I am having a little trouble getting accepted through membership. They need both a Government ID (which I have) and a Social Security Card to identify myself. Taking a while to get the Social Security Card and by the time I get it the deadline will probably pass on the 0% whoch says it ends Jan 4th.
If anybody can help with Amex I'd appreciate it. Otherwise I am happy at what I got (minus not knowing the Credit Limit on Everyday and if Balance Transfers will be accepted)
If you attempted the balance transfer request prior to learning your SL two things could be the reason for it not showing. First your request may have exceeded your SL or two your SL may not have been determined yet.
Congrats!