Hello everyone. This is my first post, after lurking the boards for about 6 months. I'd just like to add some data points in case it helps anyone.
First, I applied for the CSP, which is the card I wanted the most and got the 30-day email. Called the status line and got the 7-10 day message. Called the backdoor number found on the board and I believe I used an old number because the person that answered said she was from the lending department. Anyway, I have nothing to hide, and I asked her about my application. She came back fairly quick and said I was denied because of too many new accounts. I told her that I only have three new accounts in the past 24 months and she said that I had three on my own and four as an AU. She told me to take myself off those AU accounts and to reapply in 30 days.
I then applied for the BOA Amtrak Rewards card and got automatically denied. I'll wait for the letter to arrive to see the reason.
Lastly, I applied for the Ritz Carlton card, as I've read that it was easier to obtain than other Chase cards. I was immediately approved with a $23K limit. I sent a secure messege and asked if the card could be expedited and I was told it could not, and that I should receive in about two weeks.
My scores are: EX-764, TU-769, EQ-754
