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What has caused your scores to drop (pulled 680/682) from the scores in your signature line (750/732), or is it a typo?
It’s possible it could be an approval, given your low inquiries. However, Chase is picky.
Good luck! Hoping it’s an approval!
@addicted_to_credit wrote:
I went through a divorce and the ex wife ran everything up and cleaned out my bank accounts, it’s taken 6 years to get past a lot. I’m starting to see the light at the end of the tunnel now though.
But, are these drops recent? If yes, 70 pts on one CR and 50 on the other may spook Chase. But that's just my 2cents. Other posters may have different DPs to share.
Oops, meant to welcome to you to MyFICO.
Good news is, it was not auto denial.
It could be verification or any other thing. I am not a fan of calling, last thing you need is rushing their decision or getting a really grumpy one on the phone. It's best to let the process play itself.
Check status periodically via automated phone line, and if there are no changes in a week or two, then give them a call if no communication from them.
I dont see Chase as being that picky as long as you dont owe them money
@addicted_to_credit wrote:
I don’t owe them anything, I’ve only had AU cards both in good standing. I just hate playing the waiting game.
I hear ya