500
@Anonymous wrote:
Are you kidding me?!?!? 500? For a regular card? Or are you talking secured?
He's teasin', to a degree..
NFCU is well known for giving cards to people with lower scores..
That said other things are also considered; income, dti, uti etc.. So YMMV.
Good Luck..
@Anonymous wrote:
Ok. Then I guess I'll just apply for the secured nRewards because my scores are fair and they evaluate after 5 months anyway
I'm not 100% on this but...
You could try apping for their GoRewards card- I think they offer the secured, if you don't qualify for the unsecured..
It can't hurt- perhaps even a starter limit of $500-1000. That gets you in the door.
Somebody please fact check that for me.. Thanks
Nvm, they do counter.. Here's a thread where they offered the secured: https://ficoforums.myfico.com/t5/Credit-Card-Applications/UPDATED-Declined-but-counter-offered-with-their-secured-card/m-p/4354327
Lol, sorry Op, Pika knows me too well. I was joking but in a wsy no because Navy does give low score holders big limits on occasion.
With 650's , i think you should apply for unsecured because they just might suprise you. If this was Penfed id csution more but 650 isnt that bad and not far off from hitting that 670-680 range. Navy is worth the risk of hp for any profile imo. Good luck
With 650's , i think you should apply for unsecured because they just might suprise you. If this was Penfed id csution more but 650 isnt that bad and not far off from hitting that 670-680 range. Navy is worth the risk of hp for any profile imo. Good luck
@Anonymous wrote:
@pika it looks like that thread was for Citi
Well dope..
I searched for NFCU- guess I should have proof read it..
I'm fairly sure NFCU will counter with secured but if they out right denied you, you could call and ask them to use that HP for the secured..
As AJC said, you might be pleasantly surprised.. NFCU is awesome!
There's only one way to find out! And shoot for the stars while you're at it!
Don't assume you'll be denied. From what you've shared, I believe you have a good shot at a non-secured CC with a decent limit!
Don't assume you'll be denied. From what you've shared, I believe you have a good shot at a non-secured CC with a decent limit!
