Monthly spend?

[Anonymous]

I am hitting the luv button with Cap1 this morning and it is asking me what is my monthly spend with CCs. Well, with QS and CFU I am running all expenses through the CCs, but I don't intend to carry a balance, or not much of a balance. So should I put my total monthly spending or the amount I think I will leave on the cards at the end of the month?

[Anonymous]

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@Anonymous wrote:

I am hitting the luv button with Cap1 this morning and it is asking me what is my monthly spend with CCs. Well, with QS and CFU I am running all expenses through the CCs, but I don't intend to carry a balance, or not much of a balance. So should I put my total monthly spending or the amount I think I will leave on the cards at the end of the month?

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That question is asking for monthly spend but you can also leave it blank.  Seriously doubt it makes any difference what you put..

[Anonymous]

Thank you. I submitted and I got the message that I would get a response in 2-3 days. Gee, I love waiting. 

[Anonymous]

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@Anonymous wrote:

Thank you. I submitted and I got the message that I would get a response in 2-3 days. Gee, I love waiting. 

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I got the same message from them yesterday :/

[Anonymous]

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@Anonymous wrote:

Thank you. I submitted and I got the message that I would get a response in 2-3 days. Gee, I love waiting. 

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Don't mean to be a downer but that typically means a denial.  I know from experience :-/

[Anonymous]

Oh well no rush. And if they piss me off I'll just spend all my money with the CFU and SD the Cap1. 

[RonM21]

Hope it's a different outcome for you though, but generally it isn't a good sign. On your other point, I'm going to try leaving that field blank next time.

[Anonymous]

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@RM21 wrote:
Hope it's a different outcome for you though, but generally it isn't a good sign. On your other point, I'm going to try leaving that field blank next time.

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Nope, same outcome.  I think the balance may be a little too high, even though that is not what they are saying. Or maybe they just want more of the higher payments. Either way, not a big deal. It's not like I need the CLI. I just want to improve my available credit. UTI will be resolved soon enough anyway.