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Im building basically my credit and i have the amazon store card and walmart store card , but i want not a store card. i dont know myfico score but in other page say TU 650 and EFAX 680. Thanks
Have you tried the pre approval on Cap1 website?
@Anonymous wrote:Im building basically my credit and i have the amazon store card and walmart store card , but i want not a store card. i dont know myfico score but in other page say TU 650 and EFAX 680. Thanks
What "other page" are the scores coming from? Also, your Walmart card does provide a Fico score based on your Transunion credit file. What does it say?
CK the other page. walmart card approved this month waiting for mail to register and get fico score.
Creditkarma is a FAKO score and is an estimate of what your FICO (what lenders actually use) score based on everything in your CR. Try some of the pre qualifiers like Amex, Cap1 and Chase. You may be high enough for an Amex charge card.
@Anonymous wrote:CK the other page. walmart card approved this month waiting for mail to register and get fico score.
What does CK say for your average age of accounts? What other accounts do you have besides the two cards, if any? Do you have any bad entries in your credit files; lates, charge offs, bankruptcy, etc?
@jbsea wrote:Have you tried the pre approval on Cap1 website?
+1
Average Account Age: 5 years , just that 2 cards and a student loan. for now i not have anything bad in my credit , all clean.
Yeah, shoot for a Capital One pre-qualified card or see what kind of secured cards your local bank/credit union offers if you want to play it safe.
Nasa fcu, anyone can apply. Soft pulls only. Cant go wrong