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More easy credit cards applications ?

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Anonymous
Not applicable

More easy credit cards applications ?

Im building basically my credit and i have the amazon store card and walmart store card , but i want not a store card. i dont know myfico score but in other page say TU 650 and EFAX 680.  Thanks

Message 1 of 31
30 REPLIES 30
jbsea
Established Contributor

Re: More easy credit cards applications ?

Have you tried the pre approval on Cap1 website?

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
Message 2 of 31
Anonymous
Not applicable

Re: More easy credit cards applications ?


@Anonymous wrote:

Im building basically my credit and i have the amazon store card and walmart store card , but i want not a store card. i dont know myfico score but in other page say TU 650 and EFAX 680.  Thanks


What "other page" are the scores coming from? Also, your Walmart card does provide a Fico score based on your Transunion credit file. What does it say?
 

Message 3 of 31
Anonymous
Not applicable

Re: More easy credit cards applications ?

CK the other page. walmart card approved this month waiting for mail  to register and get fico score. 

Message 4 of 31
B335is
Moderator Emeritus

Re: More easy credit cards applications ?

Creditkarma is a FAKO score and is an estimate of what your FICO (what lenders actually use) score based on everything in your CR.  Try some of the pre qualifiers like Amex, Cap1 and Chase.  You may be high enough for an Amex charge card. 

Message 5 of 31
Anonymous
Not applicable

Re: More easy credit cards applications ?


@Anonymous wrote:

CK the other page. walmart card approved this month waiting for mail  to register and get fico score. 


What does CK say for your average age of accounts? What other accounts do you have besides the two cards, if any? Do you have any bad entries in your credit files; lates, charge offs, bankruptcy, etc?

Message 6 of 31
Anonymous
Not applicable

Re: More easy credit cards applications ?


@jbsea wrote:

Have you tried the pre approval on Cap1 website?


+1

Message 7 of 31
Anonymous
Not applicable

Re: More easy credit cards applications ?

Average Account Age: 5 years , just that 2 cards and a student loan. for now i not have anything bad in my credit , all clean. 

Message 8 of 31
Anonymous
Not applicable

Re: More easy credit cards applications ?

Yeah, shoot for a Capital One pre-qualified card or see what kind of secured cards your local bank/credit union offers if you want to play it safe.

Message 9 of 31
sobeone1
Regular Contributor

Re: More easy credit cards applications ?

Nasa fcu, anyone can apply. Soft pulls only. Cant go wrong

credit karma has my scores at T.U 637 Equifax 668 but all of my Major cards have my score between 710-730 fico AAoA 7months with 16 inquires T.U & Eq 12 inquires.

Fingerhut $1200 my first credit. Discover it 4.5k, Paypal extras 7.8k, Barclays 2.2k, Walmart 6k, Lowes 25k, Amazon 6.5k Cap1 Q.S 4k, Venture 10k, Voice 10k, Chase freedom 2k Slate 3.5k, 5th 3rd 10k, overstock2.9k, Kingsize 1k. Nasa 20k, NFCU 14k, loc 10k, BBVA 14k, Amex ED 10k, income 76k (I put them in order of receiving them)
Message 10 of 31
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