Multiple inquiries

[Anonymous]

I was approved for 3 credit cards in one day and the other 2 cards was declined because of too many inquiries. I do know that it takes approximately 6 months to gain your score back on your credit report due to hard inquiries. How long do I wait to apply again so they won't use the "multiple hard inquiries" against me? For sure I do qualify, just I was only turned down because I had too many inquiries. Or how long do they use the "multiple hard inquiries" against me?

[Anonymous]

What 2 cards were you denied ..?You can always call reconsideration line for review...!!

[B335is]

Welcome to the board andyb2016! Were these recent applications and which cards were they? What reasons for denial did they give you?

[Anonymous]

rocbydawood, Chase Sapphire and Citi ThankYou Preferred. Yes that's a good idea. They have mailed me the reasons why because of many inquiries. Is calling them always something useful? And I don't know what to say to them or persuade lol. It's been less than 30 days since I was declined.

B335is, thanks for the welcoming. One of the card was Citi ThankYou Preferred. This is the actual reason: "too many recent credit inquiries are recorded on your credit bureau report."

[RonM21]

I'd wait at least six months, but it also depends on how many actual inquiries you have overall.

[Anonymous]

Don't ignore the fact that all those lenders softpull you next month and see everything, like barclays and commenity

[dragontears]

Citi tends to be sensitive to inquiries in the last 6 months but it is also a YMMV situation

[Anonymous]

I wouldn't try calling citi bank for reconsideration. They seem very strict on application inquiries.

[Anonymous]

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@Anonymous wrote:

I wouldn't try calling citi bank for reconsideration. They seem very strict on application inquiries.

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Not true. I was originally declined for too many inquries for Citi Diamond Perferred and called recon and was approved.