My approval odds for the Chase Freedom? UPDATE: Approved!!!

[seattletravels]

As others have said,  probably best to wait until your oldest card is 1 year.  That will give you the added benefit of being able to report higher income as well. 

[Anonymous]

Hey y'all,

thank you everybody for providing input. Since I do not have any prequal offers with Chase right now I decided to wait until my first card is a year old. Thank you again and have a great week!

[MrPepperoni]

Was approved at 8 months of history and only 1 card with 2k limit at the time. See my signature.

[magixnite]

As everyone else has said, the best bet is to wait a year before applying (even though some of us aren't patient haha). But I would like to also include, that you could probably attempt to increase your other card limits. Chase from my research like to see a few things multiple Cards with long history + high limits on cards + low inquires within 3-6 months up to a year. This the best way to get an approval and good limit/apr on their cards. Both Discover and Amex offer soft pull increases so there's no harm in asking them to increase your limits for those cards after you reach 6 months on the cards. This should help improve your overall credit profile before applying to Chase!

[Anonymous]

^^ good info...thank you!

[Anonymous]

Dear all,

this is OP again. Now that Chase announced the Q2 categories (groceries!!!), it is very hard for me to keep my feet still.

What would happen if they denied my application? When could I apply again?

In the meantime I have asked for CLI with Discover. They rejected my request because of insufficient experience with their credit limits. I received an auto CLI with AmEx beginning of February after 5 months (5,000 - > 6,500) and am not sure when to ask for the next one.

Thanks in advance and stay healthy! 

[AllZero]

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@Anonymous wrote:

Dear all,

this is OP again. Now that Chase announced the Q2 categories (groceries!!!), it is very hard for me to keep my feet still.

What would happen if they denied my application? When could I apply again?

In the meantime I have asked for CLI with Discover. They rejected my request because of insufficient experience with their credit limits. I received an auto CLI with AmEx beginning of February after 5 months (5,000 - > 6,500) and am not sure when to ask for the next one.

Thanks in advance and stay healthy! 

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The Definitive Amex 3X CLI Guide

[Anonymous]

Thank you! I just asked to increase my limit to 12k and was approved  

[AllZero]

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@Anonymous wrote:

Thank you! I just asked to increase my limit to 12k and was approved  

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Congratulations on your CLI!

[Anonymous]

Hi folks,

here is an update from OP. I couldn't resist and pulled the trigger 3 days ago after my CLI had posted. Got the 30 days message first and then the 7-10 days message. I called recon and got transferred to fraud department. I wasn't logged into my checking/savings account when I applied as I got a referral link from mother in law. They asked me to send a copy of my driver's license which shows current address and DOB. I was surprised that they couldn't verify me by using my existing account information, but I sent the fax immediately. As per today I still get the 7-10 days message. What are the smartest steps to take next? Should I call them tomorrow and ask if they had received the fax?

Thank you and stay safe!