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My next 3 cards that are on the radar

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razzy116
Established Contributor

My next 3 cards that are on the radar

My next 3 cards on the radar are amazon, discover, apple, the last hard inquiry was on 11/2020, i have been gardening since 12/2020. when is a good time to apply for the cards? Thank you and be safe.

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Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: My next 3 cards that are on the radar

"Amazon" could mean one of three possible cards.

If you mean the Chase card then you will need to be careful with velocity.

Message 2 of 25
AverageJoesCredit
Legendary Contributor

Re: My next 3 cards that are on the radar

Did i read that right you've been gardening 8 days?

Message 3 of 25
1GaDawg85
Valued Contributor

Re: My next 3 cards that are on the radar


@AverageJoesCredit wrote:

Did i read that right you've been gardening 8 days?


I was wondering that myself


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 4 of 25
Remedios
Credit Mentor

Re: My next 3 cards that are on the radar


@razzy116 wrote:

My next 3 cards on the radar are amazon, discover, apple, the last hard inquiry was on 11/2020, i have been gardening since 12/2020. when is a good time to apply for the cards? Thank you and be safe.


@razzy116  just look up your previous 15 threads with this same question in the past few months. 

The answer hasn't changed. 

Click on your profile, scroll down, and voila...all threads, all answers. 

 

Message 5 of 25
Ficoproblems247
Valued Contributor

Re: My next 3 cards that are on the radar


@AverageJoesCredit wrote:

Did i read that right you've been gardening 8 days?


Hey I've read a lot of posts around here suggesting that there's more than a few members that can't garden longer than 8 days! 😂😂😂





FICO 8 Sep '23 EX 755 EQ 765 TU 739
TCL $199,800
Message 6 of 25
Meanmchine
Super Contributor

Re: My next 3 cards that are on the radar


@AverageJoesCredit wrote:

Did i read that right you've been gardening 8 days?


@AverageJoesCredit 

My thoughts too

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 7 of 25
TGG_1976
Contributor

Re: My next 3 cards that are on the radar

Depends on how many inquiries you have accumulated that past year/ months (it seems like quite a few!). Can you share some specifics? Either way, like many have pointed out before, you may need to slow down and let some of these new accounts age. By that, we mean, lay low for at least 6-12 months. "Gardening" for 4 weeks does not do anything in your favor really. Remember, slow and steady wins the race.

Message 8 of 25
Meanmchine
Super Contributor

Re: My next 3 cards that are on the radar


@Ficoproblems247 wrote:

@AverageJoesCredit wrote:

Did i read that right you've been gardening 8 days?


Hey I've read a lot of posts around here suggesting that there's more than a few members that can't garden longer than 8 days! 😂😂😂


@Ficoproblems247 

LOL

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 9 of 25
Meanmchine
Super Contributor

Re: My next 3 cards that are on the radar

For a serious answer to your question

Good luck in whatever you decide and please keep us informed

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 10 of 25
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