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Hi,
[Begin Rant]
I have a pre-qual meeting with BOA this Friday. This app has picked the wrong month to delay my updated scores!!! I usually get my scores updated within the first ten days, with the occasional outliers. Only 2 of my CCs have reported on TU and EX. The simulator estimated my middle score to 645 and I'm worried I won't make it there
[End Rant]
Login and it says when your next free update is on the right side.
@BMW_328i wrote:Hi,
[Begin Rant]
I have a pre-qual meeting with BOA this Friday. This app has picked the wrong month to delay my updated scores!!! I usually get my scores updated within the first ten days, with the occasional outliers. Only 2 of my CCs have reported on TU and EX. The simulator estimated my middle score to 645 and I'm worried I won't make it there
[End Rant]
I hate to be the one to tell you this but BoA doesn't have a real prequal interface available to public.
Their "prequal" website is nothing but a recommendation based on your answers.
Also, 645 is on a very low side for them, I'd wait and address whatever is keeping your scores suppressed first
Just because third party site hasn't update/alert your credit scores yet, it doesn't mean Credit Bureaus hasn't received whatever info you were hoping for. If it's that important and/or time sensitive then you should get your info directly with CBs.
Which BoA card was the prequal for?
@stw715 wrote:Just because third party site hasn't update/alert your credit scores yet, it doesn't mean Credit Bureaus hasn't received whatever info you were hoping for. If it's that important and/or time sensitive then you should get your info directly with CBs.
@BMW_328i wrote:Hi,
[Begin Rant]
I have a pre-qual meeting with BOA this Friday. This app has picked the wrong month to delay my updated scores!!! I usually get my scores updated within the first ten days, with the occasional outliers. Only 2 of my CCs have reported on TU and EX. The simulator estimated my middle score to 645 and I'm worried I won't make it there
[End Rant]
If you pull the report today you'll get updated scores. It will cost you, but when applying for a mortgage, it's worth it.