NASA APP

[tmoney]

Are applications for membership and CC still a sp for NASA ?

[Anonymous]

Hard pull for me and a fat denial last week

[ojefferyo]

It was a SP for me, they needed me to get a notorized copy of my SS card and some other stuff, haven't even gotten a chance yet. They say it would be auto decline if not done by 2 weeks, I'm going on 3 weeks and it still says pending

[Imperfectfuture]

This ship has sailed. I think they met their membership quota, Go for Amex instead.

[Anonymous]

Wish I had seen this thread.  I app'd last week.  Declined for CC and then requested photo ID and utility bill for proof of address which I just uploaded - they going to decline me for straight membership too?  Based on what?  .... HP for me.

[joedtx]

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@Anonymous wrote:

Wish I had seen this thread.  I app'd last week.  Declined for CC and then requested photo ID and utility bill for proof of address which I just uploaded - they going to decline me for straight membership too?  Based on what?  .... HP for me.

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I've noticed that most November approvals have been with CS in the 700's and denials have been below 700 but if the applicant has multiple lines of available credit even if they are above 700 they seem to be denying as well with reasons like 'excessive available credit' so really its a crap shoot.

[Anonymous]

800 across the board here... Denied for too many accounts and inquiries. They asked for a notirized ss, utility bill, and gov issued id mailed to them... Just for verification for membership... Back to penfed it is

[Anonymous]

You were denied credit or denied membership? ..... My reason for card decline was the same "Denied for too many accounts and inquiries" despite less then 5% utilization ... also asked for gov issued id and utility bill.  Guess I should have app'd at Penfed instead - silly me

[chalupaman]

Yeah the NASA FCU gravy train died a while ago unfortunately. I remember getting denied for rapidly accelerating debt even though my utilization across the board was under 10% and that was when they were giving people 30K limits like crazy even a few people who had some BKs on their report too I think.

Since then, I closed my checking account with them and probably won't be doing any further business with them either.

[Anonymous]

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@Anonymous wrote:

You were denied credit or denied membership? ..... My reason for card decline was the same "Denied for too many accounts and inquiries" despite less then 5% utilization ... also asked for gov issued id and utility bill.  Guess I should have app'd at Penfed instead - silly me

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I got approved for membership  with a sf but then denied for cc both times with a sf even after recon, reason: excessive  amount of available  credit,

Glad i walked away without a hard inquiry