@Anonymous wrote:
@Anonymous wrote:You were denied credit or denied membership? ..... My reason for card decline was the same "Denied for too many accounts and inquiries" despite less then 5% utilization ... also asked for gov issued id and utility bill. Guess I should have app'd at Penfed instead - silly me
I got approved for membership with a sf but then denied for cc both times with a sf even after recon, reason: excessive amount of available credit,
Glad i walked away without a hard inquiry
lucky you, i left $50 in my membership account, i'll come back to them in a year and see if the give me some lines 
or if they still think i have "excessive credit"
@WuXing5 wrote:
@Anonymous wrote:
@Anonymous wrote:You were denied credit or denied membership? ..... My reason for card decline was the same "Denied for too many accounts and inquiries" despite less then 5% utilization ... also asked for gov issued id and utility bill. Guess I should have app'd at Penfed instead - silly me
I got approved for membership with a sf but then denied for cc both times with a sf even after recon, reason: excessive amount of available credit,
Glad i walked away without a hard inquiry
lucky you, i left $50 in my membership account, i'll come back to them in a year and see if the give me some lines
thats my plan too! once my income goes up, maybe they wont think all my availble credit is too much, but then again they denied me for alot less than what is reporting now on my reports as all my new accounts have reported my new lines..
@eft2013 wrote:
@abundancejones wrote:The ship hasn't sailed for me..I was approved for 30K card yesterday.
Nasa will approve you if you meet their profile..and give you a generous limit. I think people thought that they
were just handing them out to everyone, which was not the case.
Congratulations on your approval and generous credit limit. May I ask which CRA they pulled from and your scores? I'm thinking about applying.
As an update, I applied for membership and was immediately approved. I then applied for CC and received the horrid 2-3 day pending message. I don't believe it to be a good sign. The waiting begins!
Entered the Garden 01-01-15
Starting Score: 626
@Mantis350 wrote:I apped for membership 4 days ago and was instantly approved. Apped for credit card and instant approval with a SP. Initially requested the PLat Advantage Rewards but they changed it to Plat cash with a CL of 5800. Called in to ask for a CLI and the lady (very very nice) said she would need to do another app for the CLI. Came back at $7500 and still have not seen a HP. My scores are EQ 683....TU 710...EX689 with one inq on all. Waiting for this card and my recent Lowes CLI to hit reports before apping for AMEX BCE
Congratulations on the approval. I had a similar experience. I applied for the Plat Adv Rewards but was not instantly approved but received an email the next day with the approval. So far, the approval was with a SP. When I asked for a CLI, they also said that another app would need to be done and I incorrectly assumed that it would be a HP so I didn't proceed. It's nice to get this kind of card on a SP.