NASA Credit Card

[Anonymous]

I applied for a checking acct with NASA and was denied due to chex systems.  Surprising because there shouldn't be an issue there but i'll investigate whenever the chex systems report comes. 

Anyway, could I still be approved for a cc or ploc with out a membership? 

[Anonymous]

You need a membership in order for them to approve you for a CC or a PLOC

[Anonymous]

Figured as much.  Thanks.  Will recon whenever I find out what the hold up is with chex systems.

[Gmood1]

You don't need a membership in order to apply for credit with NASA.

[bk510]

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@Gmood1 wrote:
You don't need a membership in order to apply for credit with NASA.

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+1,

If you cold app for their CC and get approved, I believe you automatically become a member(with the HP of course)

If you can become a member first and app for CC then its a SP for both.( at least this was the case for me )

[Anonymous]

SP for me too. Got declined for the card though. If I reapply will it still be a SP?

[FinStar]

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@Anonymous wrote:

SP for me too. Got declined for the card though. If I reapply will it still be a SP?

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IIRC, if you reapply past the 30-day period from the initial (SP) membership, it will be HP.  Unless things changed recently.

[kdm31091]

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@bk510 wrote:

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@Gmood1 wrote:
You don't need a membership in order to apply for credit with NASA.

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+1,

If you cold app for their CC and get approved, I believe you automatically become a member(with the HP of course)

If you can become a member first and app for CC then its a SP for both.( at least this was the case for me )

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Right, but if you were declined for membership, and you app for the card (which would initiate a membership) won't the result be the same? i.e. declined?

[Anonymous]

Ok thanks for the info

[bk510]

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@kdm31091 wrote:

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@bk510 wrote:

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@Gmood1 wrote:
You don't need a membership in order to apply for credit with NASA.

---

+1,

If you cold app for their CC and get approved, I believe you automatically become a member(with the HP of course)

If you can become a member first and app for CC then its a SP for both.( at least this was the case for me )

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Right, but if you were declined for membership, and you app for the card (which would initiate a membership) won't the result be the same? i.e. declined?

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That's interesting..... I believe it's treated somewhat differently, meaning if you are initially declined for a membership since its a SP no harm no foul,and then you turn around and app for a CC, its a brand new ball game. If they approve you for CC, then you take the HP along with your new membership. So basically a membership and CC are 2 different and separate ball game sort of speak......IMO