@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
@Anonymous wrote:
@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
The most recent approvals i've seen are in the low 700's, i'm inclined to believe as others have stated they have raised the requirements.
@joedtx wrote:
@Anonymous wrote:
@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
The most recent approvals i've seen are in the low 700's, i'm inclined to believe as others have stated they have raised the requirements.
I also recently applied and was only offered a $5,000 CL. Lower than most of my other cards, so I figured they were tightening the limits given to new members.
@NYCguy37 wrote:
@joedtx wrote:
@Anonymous wrote:
@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
The most recent approvals i've seen are in the low 700's, i'm inclined to believe as others have stated they have raised the requirements.
I also recently applied and was only offered a $5,000 CL. Lower than most of my other cards, so I figured they were tightening the limits given to new members.
Was your score in that 700 range as well?
@joedtx wrote:
@NYCguy37 wrote:
@joedtx wrote:
@Anonymous wrote:
@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
The most recent approvals i've seen are in the low 700's, i'm inclined to believe as others have stated they have raised the requirements.
I also recently applied and was only offered a $5,000 CL. Lower than most of my other cards, so I figured they were tightening the limits given to new members.
Was your score in that 700 range as well?
Yes, 725 range.
@NYCguy37 wrote:
@joedtx wrote:
@NYCguy37 wrote:
@joedtx wrote:
@Anonymous wrote:
@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
The most recent approvals i've seen are in the low 700's, i'm inclined to believe as others have stated they have raised the requirements.
I also recently applied and was only offered a $5,000 CL. Lower than most of my other cards, so I figured they were tightening the limits given to new members.
Was your score in that 700 range as well?
Yes, 725 range.
Wow..... if we would turn back the calendar 30 days you'd probably would have locked down 30k to 40k instantly 
glad you got in they are still a prime credit union hopefully they'll reward you with a good CLI.
@joedtx wrote:
@NYCguy37 wrote:
@joedtx wrote:
@NYCguy37 wrote:
@joedtx wrote:
@Anonymous wrote:
@Anonymous wrote:
@buttercup415 wrote:I'm so confused. I've read nothing but happy, joyous Approval Success stories about NASA.
I applied for their account, they needed documentation, sent it in everytime they needed something.
After I was approved for the bank account, I applied for their Credit Card and after a few days of waiting it was DENIED.
My credit isn't perfect, I do have a cluster of recent inquiries from (mostly) successful CC apps (Kohls, Walmart, Vic Secret, Capital One etc). Those CC's have actually improved my score by 50 points at least since joining this forum!
I do have some student loans that had missed payments, I am in the middle of consolidating them.
It seems like other applicants on this board had their own credit issues were approved anyways, I'm just stumped why I was declined.
I haven't heard of any other declined NASA stories on here. Maybe one reason is the auto correct when doing a search in the forum, it kept turning "NASA" into "Name". Sigh.
My daughter was denied as well. I was told on another board that they believe the NASA ship has sailed!
I was intrigued by the SP so I tried today and also got denied. I read the same thing on a couple other message boards. Sounds like they're tightening up and for those that do get approved, they're become much more stingy about the limits.
The most recent approvals i've seen are in the low 700's, i'm inclined to believe as others have stated they have raised the requirements.
I also recently applied and was only offered a $5,000 CL. Lower than most of my other cards, so I figured they were tightening the limits given to new members.
Was your score in that 700 range as well?
Yes, 725 range.
Wow..... if we would turn back the calendar 30 days you'd probably would have locked down 30k to 40k instantly
Ya.... I pulled the trigger a bit late. A true YMMV situation.