NASA FCU Million$ CL!

stagefoursurvivor · ‎03-10-2015

Maybe a million dollar CL will get some responses

I was instantly approved for membership in Dec '14, slowly declined for a CC in Jan '15 for "limited credit experience and many INQs" based on an Ex score of 647 dated 12/09/14.

They've continued to do SPs monthly and Although the INQs are unchangeable my current score is 698 on ice.

Anyone know timeframes to re-apply? Anyone have experience being denied but, ultimately approved?

Any suggestion &/or wisdom appreciated.

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K

stagefoursurvivor · ‎03-10-2015

BumP

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K

Anonymous · ‎03-10-2015

@stagefoursurvivor wrote:
BumP

Hi

Anonymous · ‎03-10-2015

@stagefoursurvivor wrote:
Maybe a million dollar CL will get some responses

I was instantly approved for membership in Dec '14, slowly declined for a CC in Jan '15 for "limited credit experience and many INQs" based on an Ex score of 647 dated 12/09/14.
They've continued to do SPs monthly and Although the INQs are unchangeable my current score is 698 on ice.
Anyone know timeframes to re-apply? Anyone have experience being denied but, ultimately approved?
Any suggestion &/or wisdom appreciated.

When I initially applied in November I was declined and then my scores went up considerably and I was instantly approved a month ago. Go ahead and try again. It will be a HP now.

stagefoursurvivor · ‎03-10-2015

Would you mind sharing your scores when denied vs approved and SL?

A HP? I thought they were always a SP? Is HP=approval, SP=declined?

Looking at your scores now, you're in rarified air, I'm teetering around 700

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K

stagefoursurvivor · ‎03-10-2015

BTW, they have been softing Ex, not sure about Eq and I have no clue what my Eq08 may be. My Eq04 is 684 via DCU

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K

Anonymous · ‎03-10-2015

They on,y do SPs at initial application. After that it's an HP whether you're approved or not.

When I initially applied scores were in 670 range, approved they were right around 800

stagefoursurvivor · ‎03-10-2015

670 to 800 in a couple months???

Who did you kill? Nevermind, I don't wanna know!

11/14/14 Total CL $1,100; 6/30/15 Total CL $180K

Kenny · ‎03-10-2015

@stagefoursurvivor wrote:
670 to 800 in a couple months???
Who did you kill? Nevermind, I don't wanna know!

~~The power of an Amex backdate.~~ I stand corrected.

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Anonymous · ‎03-10-2015

@stagefoursurvivor wrote:
670 to 800 in a couple months???
Who did you kill? Nevermind, I don't wanna know!

Had tax lien and collection removed