NASA FCU Pre-qualification

[bachi607]

Thank you but I am moving to new employer in 2 weeks with which i will now get 70% more pay than current employer, wondering can I submit offer letter supporting stated income along with current paystubs, also what are approval chances if the EXP FICO 8 is 672 with 4 recent IQ n 6 IQ from last year Oct'21 ? Thanks

[bachi607]

Thank you, I dont mind if they conditionally approve and take time to process and verify, ao anyone across country can join dover FCU? Thanks

[Anonymous]

@bachi607  Yes, anyone can join. And I'm reading a lot of positive feedback from MyFICO users regarding their prequalification tool. I'm thinking about joining myself.

[bachi607]

Great Wish you good luck!!

I pulled nasa trigger last night as I have banking relationship with them but they still Declined though preQal says $10K approved, 2nd time in 1yr it got declined!!! 

[bachi607]

I just checked my PreQul with Dover, No luck i guess, it says 

"Thank you for checking your offers! A member of our team will be out to get you shortly to review this inquiry with you."

[Janneman]

7 months ago i got approved for $10k limit cc wid them...a week later i received a letter that my account closed down because of fraud...i immediately called them but nobody is willing to talk wid me...very hardly i was able to talk to their fraud dept who said that my employment doesn't even exist...i provided them paystubs, bank statements, w-2s and tax transcripts, but still they said that i did fraud.. I work for a big electricity company but they were kept saying that company doesn't even exist...and that i defrauded them by giving everything wrong and fake. They didn't listen nor verify anything..and a/c remains closed since then.

[practical1]

@john_m90 

@Janneman 

I thought it was just me... but when a number of people report similar-sounding experiences, that confirms a pattern.

There is clearly, something seriously wrong with this credit union.

I reiterate my prior counsel -- stick with known, reputable players, like PenFed and others reccommended by myFico members!

[Janneman]

A lots of people said that they were denied despite of being approved on prequalification, but not many mentioned of what exact reason they were denied for....

[Jnbmom]

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@Janneman wrote:

A lots of people said that they were denied despite of being approved on prequalification, but not many mentioned of what exact reason they were denied for....

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I have prequalified twice as was hubby , denied . Their reason too much available credit. Not gonna get me a third time 🙄There are far more denials after pre qualification then approvals with this CU.

[coldfusion]