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NASA FCU are they still a thing?

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AverageJoesCredit
Legendary Contributor

Re: NASA FCU are they still a thing?

Lol, sorry G, i was more refering to the actual look of the cc. I read it was said it looked flimsy and done bad. I think it was a post about who issues the credit cardsSmiley Wink
Message 11 of 22
Gmood1
Super Contributor

Re: NASA FCU are they still a thing?

@AverageJoesCredit 

Oh ok, I gotcha! lol

Yeah I like the look of the CC. Wish it were made a little better though. 

Gets the job done though. I really want the Star Trek one. Just not willing to pay the annual fee to have it.Smiley LOL

Message 12 of 22
coldfusion
Credit Mentor

Re: NASA FCU are they still a thing?


@Gmood1 wrote:

@AverageJoesCredit 

Oh ok, I gotcha! lol

Yeah I like the look of the CC. Wish it were made a little better though. 

Gets the job done though. I really want the Star Trek one. Just not willing to pay the annual fee to have it.Smiley LOL


Don't waste your time.  Our demographic is about as close to the antithesis of their prototypical ideal member as is humanly possible. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 13 of 22
Gmood1
Super Contributor

Re: NASA FCU are they still a thing?


@coldfusion wrote:

@Gmood1 wrote:

@AverageJoesCredit 

Oh ok, I gotcha! lol

Yeah I like the look of the CC. Wish it were made a little better though. 

Gets the job done though. I really want the Star Trek one. Just not willing to pay the annual fee to have it.Smiley LOL


Don't waste your time.  Our demographic is about as close to the antithesis of their prototypical ideal member as is humanly possible. 


lol , Have you already tried for it @coldfusion ?

Do you already have credit products with them, if you have tried?

Message 14 of 22
coldfusion
Credit Mentor

Re: NASA FCU are they still a thing?


@Gmood1 wrote:

@coldfusion wrote:

@Gmood1 wrote:

@AverageJoesCredit 

Oh ok, I gotcha! lol

Yeah I like the look of the CC. Wish it were made a little better though. 

Gets the job done though. I really want the Star Trek one. Just not willing to pay the annual fee to have it.Smiley LOL


Don't waste your time.  Our demographic is about as close to the antithesis of their prototypical ideal member as is humanly possible. 


lol , Have you already tried for it @coldfusion ?

Do you already have credit products with them, if you have tried?


i tried 2-3 years ago.  Their mindset is similar to First Tech in that they want new/thin profiles with modest aggregate CL.  If your aggregate unsecured limit is somewhere above the $150-$250K range you're not what they are looking for. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 15 of 22
Gmood1
Super Contributor

Re: NASA FCU are they still a thing?

Oh ok, I gotcha.
I wonder how they they'd treat a current member?
I got in before my TCLs soared.
I think I was around $80k TCLs when I joined and was approved for the lone NASA CC I have with them now.

I'd definitely not meet the criteria now.😂
Message 16 of 22
K-in-Boston
Epic Contributor

Re: NASA FCU are they still a thing?

I just have the one card I got in 2015 (which was the reason I discovered myFICO via Google search).  Scores were around 700 with 80 or 90% overall utilization at the time, but otherwise clean reports.  The $15k card approval with BT offer and then a $15k loan approval (paid) are what jump-started my ability to start paying off debt, rather than just floating it month to month for years on end and paying thousands a month in interest.  Both offers were received by mail.

 

No real problems with them, other than a quirky payment process from external banks (no longer an issue with credit card payments at least) and the fact that my Visa card looks counterfeit because it's so cheaply made and the artwork and text (including account number with drop shadow) is so badly rendered.  (This was not the case on my first card, just the renewal card.)

Message 17 of 22
Anonymous
Not applicable

Re: NASA FCU are they still a thing?

I still hold a savings account with them but never went further, their service was not all that great for me.
Message 18 of 22
Meanmchine
Super Contributor

Re: NASA FCU are they still a thing?


@Gmood1 wrote:

@AverageJoesCredit 

Oh ok, I gotcha! lol

Yeah I like the look of the CC. Wish it were made a little better though. 

Gets the job done though. I really want the Star Trek one. Just not willing to pay the annual fee to have it.Smiley LOL


You and me too ! 

What I dont like is last time I checked, it ws a HP for membership and then another HP for cc.  I dont like multi pulls if I can avoid it

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 19 of 22
AverageJoesCredit
Legendary Contributor

Re: NASA FCU are they still a thing?

Multipulls are awesome! They let me know im still average and when they are denials, even better.....reminds me to renew my Globo Gym membershipSmiley Happy
Message 20 of 22
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