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NAVY 2nd CLI Question

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Frequent Contributor

NAVY 2nd CLI Question

When you have applied for and received your initial CLI with Navy (91/3) when can one apply for a second CLI? 

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6 REPLIES 6
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Valued Contributor

Re: NAVY 2nd CLI Question


@DoctorManhattan wrote:

When you have applied for and received your initial CLI with Navy (91/3) when can one apply for a second CLI? 


On that same exact card, at least 181 days.




Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = Very Low 400's
1-1-17 -
8-1-18 -
12-24-18 -
Current F08 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, FuelMan .8K, Citi Tractor Supply Rev .8k, Builder Pro 5.4K, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG | AMEX Biz Gold NPSL
Message 2 of 7
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Community Leader
Super Contributor

Re: NAVY 2nd CLI Question

6 months.


Last App: 8/24/2020
NFCU Secured Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 3 of 7
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Super Contributor

Re: NAVY 2nd CLI Question

+3. You are now relegated to the 6 month cycle CLI eligibility.
Message 4 of 7
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Valued Contributor

Re: NAVY 2nd CLI Question

I now have an excel speadsheet to track CLI and approval dates.  It is an excellent tool.  Any spreadsheet software will work.

 

I just add any successful or not so successful date depending on issuers internal rules and subtract XX numebr of days from that date in the next column.  Wallethub and their credit timeline is an excellent tool to use to go back and find CLI dates if you don't have a record.  So far, this has worked like a charm for NFCU and SyncB.




Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = Very Low 400's
1-1-17 -
8-1-18 -
12-24-18 -
Current F08 -
Current F09 -

Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, FuelMan .8K, Citi Tractor Supply Rev .8k, Builder Pro 5.4K, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k - All No PG | AMEX Biz Gold NPSL
Message 5 of 7
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Epic Contributor

Re: NAVY 2nd CLI Question

181 days. But you can apply for a 2nd card @ 91/3,

after your original approval date of your 1st card.

 

Lots of info here;

https://ficoforums.myfico.com/t5/Credit-Card-Applications/Navy-Federal-Thread-for-CLI-and-Additional...

 

Message 6 of 7
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Super Contributor

Re: NAVY 2nd CLI Question

Congrats on your CLI


3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>09/2020 CCT EX 818 TU 826 EQ 840

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Color me your car
Color me your color, darling
I know who you are
Come up off your color chart
I know where you're comin' from
Call me (call me) on the line
Call me, call me any, anytime
Call me (call me) my love
You can call me any day or night
Call me

Blondie - Call me ( 1978 )
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