NAVY DOES WHAT NOW!!!!!

[Anonymous]

@AverageJoesCredit 

That is interesting for sure..  I'm at the max so no prequal for me lol

[Anonymous]

@Anonymousaawesome, thanks for the update, that will come in super handy for the one who get nervous about a second or third card...  to bad it doesn't sound like it would work for a CLI 

[Anonymous]

Glad I can bring some new tips to the forum.....
Even tho most dont reccomend my getting a second card at my 91/3 mark at the end of Oct, I can still see when it comes if I'm pre qualified, real question is how solid are the offers and if you still can be denied. I'm sure we'll get some more feedback on this goin forward.......

[zerofire]

I think they probably get asked about credit cards a lot. But phone only? Navy overboard much?

[Anonymous]

Just for clarification, Navy can run you in their computers to see if anything pops up if you call into them without a HP? Wouldnt that be the same as the results of your AR sitting in your file? I'm thinking the CSRs just have visual access to what's already there. IF on the other hand they can manually SP you and tell you whats good, thats something different entirely. Maybe someone can follow up as I just called and was told they have to HP me to check. FYI no products for me under my belt yet other than the checking/savings acct. I told the CSR I would get back to them when ready for the HP.

[Anonymous]

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@Anonymous wrote:
Glad I can bring some new tips to the forum.....
Even tho most dont reccomend my getting a second card at my 91/3 mark at the end of Oct, I can still see when it comes if I'm pre qualified, real question is how solid are the offers and if you still can be denied. I'm sure we'll get some more feedback on this goin forward.......

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@Anonymous 

Agreed.  we'll need to see more DP's on it.  Now that it's out there that they have it, we'll see some.  Wouldn't have seen DP's if you hadnt brought it up, so i just wanted to say thanks as i'm sure the other Navy members who can get another card are thankful for as well. 

By the way, if you ever want to learn how to build a siggy or if you need help building one, you can shoot me a PM anytime and we can make that happen.   I love the coding for siggy, so i'm always down to help learn or build

[Anonymous]

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@zerofire wrote:

I think they probably get asked about credit cards a lot. But phone only? Navy overboard much?

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@zerofire 

But i haven't called about another card in over a year LOL   

Seriously tho, i'm sure they do, so this is awesome as long as all the reps know.  Sometimes it can take a bit for the word to spread if it's not high given in work communications.  Not that we've ever gotten wrong info from time to time     Navy is still the best 

[Anonymous]

Most definitely, I'll get in contact with you on that for sure

Anytime I can help with what I know are found out elsewhere, I'm down. All the knowledge and info I got from everyone here, I had to pass the word. Big Ups FICO Forum

[zerofire]

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@Anonymous wrote:

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@zerofire wrote:

I think they probably get asked about credit cards a lot. But phone only? Navy overboard much?

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@zerofire 

But i haven't called about another card in over a year LOL   

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You have not perhaps but others have. They now are expecting you to have the same questions since as a member you are technically their boss. In the end they are trying to be helpful as much as possible.

[Loquat]

Sounds decent in theory but I just don't trust a phone rep taking my info saying that they're going to "prequal" me only to get a ding while on said phone call from a credit monitoring service. 

Great if it works...but there would be a need for quite a few DPs before I'd trust something like that...especially with a phone rep.